Be Careful What You Ask For
The Federal Deposit Insurance Corp. announced this week that it would streamline applications for de novo banks. The move fulfills a promise from the agency’s leadership.
The Slant is Bank Director’s e-newsletter distributed to over 24,000 senior bank executives, directors and thought leaders each week. Each newsletter provides inspirational ideas, new insights and challenging perspectives on the banking industry from experts featured on BankDirector.com.
The Federal Deposit Insurance Corp. announced this week that it would streamline applications for de novo banks. The move fulfills a promise from the agency’s leadership.
Complying with the Community Reinvestment Act has been consistently a part of banking since the law was passed in 1977. What hasn’t been consistent is the regulatory guidance to comply.
Bank Director’s 2026 Governance Best Practices Survey shows that many boards don’t take an active role. More than half say their board establishes the bank’s risk appetite — a key baseline to develop a strategic plan — but management develops that plan with the board’s approval.
Many fintech companies are anti-bank until they become one. As Bank Director’s Executive Editor Jackie Stewart wrote recently, there’s been a mad rush of neobanks and crypto companies seeking national bank charters, many of them trying to get their applications submitted and approved while President Donald Trump is in office.
Federal Reserve Chair Kevin Warsh this week promised a new approach to monetary policy. “For too long, American households and businesses have suffered the undue hardship of high inflation,” he told the House Financial Services Committee. “This Fed will deliver price stability. This Fed has the power to do it. We have the tools to do it.”
When I talk to bank executives about technology, the excitement about generative AI is palpable. Indeed, in Bank Director’s 2025 Technology Survey, 62% of respondents said their bank had begun experimenting with artificial intelligence in limited use cases.
In 1724 — 52 years before he would sign the Declaration of Independence — Benjamin Franklin needed money to open a print shop. He went to his father, who thought his son was too young and the venture too expensive. Pennsylvania governor Sir William Keith then promised the funds but never actually came up with the money.
Most banks look healthy when it comes to credit right now. In fact, it’s hard to differentiate the banks that are good at underwriting from those that aren’t.
Truist Financial Corp. in Charlotte, North Carolina, announced a new CEO this week. On Sept. 1, Michael Lyons, the 55-year-old CEO of Fiserv, will replace outgoing CEO William Rogers Jr., who will become executive chairman.
The federal government has fundamentally changed the enforcement calculus for banks, with FinCEN’s proposed Whistleblower Program offering greater awards for tips on BSA, sanctions, and related national security violations. In this webinar, directors will gain a clear understanding of the threat landscape and the mechanics of FinCEN’s new whistleblower incentive and anti-retaliation framework. They’ll also come away with practical steps for board-level oversight that can mean the difference between a self-identified issue and a multimillion-dollar enforcement action.
Deploying AI in a financial institution isn’t a technology rollout — it’s a change management exercise. In this candid conversation, gain first-person insights behind integrating AI agents into high-volume support operations: securing buy-in from risk and compliance, defining what “success” looks like before go-live, managing staff adoption, and building the governance guardrails that make results defensible. This is a webinar for financial institution leaders ready to move past theory and into execution, with honest perspectives from peers who’ve already made the leap.
As competition for deposits intensifies, banks need smart branch strategies. Because a bank’s physical environment influences how customers perceive trust, expertise, and value, leading institutions are taking a more intentional approach to branch experience. Learn how banks are aligning retail strategy and visual design to create stronger customer connections, enhance branch performance, and drive low-cost deposit growth across the network.
Bank Board Forum, now including both the Bank Compensation & Talent Conference and the Bank Audit & Risk Conference, is the meeting ground for bank leaders to connect and develop emerging strategies and solutions for today’s evolving landscape. This year’s Bank Board Forum explores topics related to all areas of a bank’s board and committees.
Bank Director’s Bank Audit & Risk Conference is now part of the Bank Board Forum 2026! Offering practical industry solutions regarding pressing audit and risk issues facing bank leaders today, these topical sessions are part of a new comprehensive event. From cybersecurity threats to regulatory scrutiny, the Bank Board Forum provides the tools and insights you need to protect your institution and drive growth.
The Bank Compensation & Talent Conference is now part of the Bank Board Forum 2026! Dive into the latest strategies for recruiting, developing and compensating top talent. Gain firsthand insights into the innovative approaches and best practices being used by successful banks to build and maintain high-performing teams at this year’s Forum.
The Corporate Governance Workshop: Course I is part of Bank Director’s Certification Program. Throughout the workshop, attendees are provided with a thorough grounding in corporate governance and important industry issues that greatly enhance the performance of individual directors.
Each of Bank Director’s Chief Executive Exchanges is designed to bring together a small group of bank CEOs from across the country to discuss strategic matters most pressing to banks today in a closed-door, off-the-record setting.
AI has everyone’s attention. The winners will be the financial institutions that have established governance, identified practical use cases, and know how to effectively integrate new technology into their operations. This webinar will cut through the noise and focus on the AI strategies that can help financial institutions achieve their goals, as well as explore Alkami’s latest research.
The current administration has been open to approving new bank charters for fintechs, crypto firms and others. That has led to a rush of companies applying for bank charters. We’ll explore what the real risks are for banks and strategies for adapting to the change.
Bank Director and Mutuals Matter host the Mutual Board Summit, a day-and-a-half event which provides members of mutual bank boards with the education and insights needed to address the issues and challenges facing them in today’s ever-competitive, highly regulated and rapidly evolving banking and financial services industry.
Bank Directors’ Acquire or Be Acquired Conference is the financial industry’s premier growth and strategy conference for bank CEOs, senior executives and board members, providing senior leadership teams with numerous opportunities to meet and network with peers who are interested in exploring growth opportunities, strategic initiatives and business partnerships.
The Bank C-Suite Summit is an exclusive conference designed for bank executives and senior banking leaders seeking comprehensive insights into bank operations and new growth strategies. During the event, attendees gain valuable knowledge and strategic tools to navigate the dynamic banking industry landscape.
Bank Board Forum, now including both the Bank Compensation & Talent Conference and the Bank Audit & Risk Conference, is the meeting ground for bank leaders to connect and develop emerging strategies and solutions for today’s evolving landscape. This year’s Bank Board Forum explores topics related to all areas of a bank’s board and committees.
Bank Director’s Bank Audit & Risk Conference is now part of the Bank Board Forum 2026! Offering practical industry solutions regarding pressing audit and risk issues facing bank leaders today, these topical sessions are part of a new comprehensive event. From cybersecurity threats to regulatory scrutiny, the Bank Board Forum provides the tools and insights you need to protect your institution and drive growth.
The Bank Compensation & Talent Conference is now part of the Bank Board Forum 2026! Dive into the latest strategies for recruiting, developing and compensating top talent. Gain firsthand insights into the innovative approaches and best practices being used by successful banks to build and maintain high-performing teams at this year’s Forum.
The Corporate Governance Workshop: Course I is part of Bank Director’s Certification Program. Throughout the workshop, attendees are provided with a thorough grounding in corporate governance and important industry issues that greatly enhance the performance of individual directors.
Each of Bank Director’s Chief Executive Exchanges is designed to bring together a small group of bank CEOs from across the country to discuss strategic matters most pressing to banks today in a closed-door, off-the-record setting.
Bank Director and Mutuals Matter host the Mutual Board Summit, a day-and-a-half event which provides members of mutual bank boards with the education and insights needed to address the issues and challenges facing them in today’s ever-competitive, highly regulated and rapidly evolving banking and financial services industry.
Bank Directors’ Acquire or Be Acquired Conference is the financial industry’s premier growth and strategy conference for bank CEOs, senior executives and board members, providing senior leadership teams with numerous opportunities to meet and network with peers who are interested in exploring growth opportunities, strategic initiatives and business partnerships.
The Bank C-Suite Summit is an exclusive conference designed for bank executives and senior banking leaders seeking comprehensive insights into bank operations and new growth strategies. During the event, attendees gain valuable knowledge and strategic tools to navigate the dynamic banking industry landscape.