magazine
2nd Quarter

2nd Quarter 2024

Citizens Financial seeks a winning combination in a world where regionals can’t catch a break.

FEATURED ARTICLES

Picking the Right Fights

Citizens Financial seeks a winning combination in a world where regionals can’t catch a break.

Article ON – 04/10/2024
Author
John Engen
Contributing Writer
The Efficiency Toolkit

Bank efficiency ratios worsened in 2023 amid rising costs and a challenging environment for revenue growth. Instead of slashing expenses, some of the industry’s most efficient banks have a different take.

Article ON – 04/10/2024
Author
Emily McCormick
Vice President of Editorial & Research
Is America’s Banking System the System It Needs?

After nearly three decades of intense consolidation, is it time to reassess the benefits of mergers and acquisitions?

Article ON – 04/10/2024
Author
Jack Milligan
Editor-at-Large
A CRA Overhaul Shakes the Industry

Regulators finalized a much-needed modernization of the Community Reinvestment Act, only to be met with resistance and confusion.

Article ON – 04/10/2024
Author
Naomi Snyder
Editor-in-Chief
Regulators Intensify the Pressure on Banks

Bank Director’s 2024 Risk Survey finds heightened concern among bank leaders around regulations, liquidity management and cybersecurity threats.

Article ON – 04/10/2024
Author
Laura Alix
Director of Research

DEPARTMENTS

Point of View Naomi Snyder
Editor-in-Chief
Market Intelligence John Engen
Contributing Writer
For Your Review Laura Alix
Director of Research
Last Word Jack Milligan
Editor-at-Large