Issues : Strategy

BD Article
article | December 31st, 2019

Some Friendly Advice for Fintechs, From Banks

The secret for fintechs wanting to work with banks is no secret at all.

By: John J. Maxfield, executive editor for Bank Director magazine
BD Article
article | December 27th, 2019

The Magic Margin Number Needed to Satisfy Investors

Is it possible to determine a minimum net interest margin that banks should aim for?

By: Kiah Lau Haslett, managing editor for Bank Director
BD Article
article | December 20th, 2019

When Volcker Beat Inflation

Inflation is a foreign concept to most Americans today. They have Paul Volcker to thank for that.

By: Jack Milligan, editor-in-chief for Bank Director
BD Article
article | December 13th, 2019

Making Diversity Happen

Aspiring to increase diversity and actually achieving it are two different things.

By: Jack Milligan, editor-in-chief for Bank Director
Bank Services
article | December 12th, 2019

Best Practices for Strategic Planning

Strategic planning is one of the board’s most basic and vital responsibilities. Find out how to ensure the process produces the results your board wants to achieve.

By: Emily McCormick, vice president of research for Bank Director
BD Article
article | December 6th, 2019

One Question Every Company Needs to Answer

One thing you learn when studying great banks is that the secrets to their success often stem from softer, less-tangible qualities. That includes how they answer one particular question.

By: John J. Maxfield, executive editor for Bank Director magazine
BD Article
article | November 29th, 2019

How ServisFirst Bancshares Became A High-Performing Bank

ServisFirst’s focus on three pillars has enabled it to produce enviable efficiency and returns.

By: Kiah Lau Haslett, managing editor for Bank Director
BD Article
article | November 20th, 2019

Beware the Shadow Banks

Credit quality is still pristine, but some fear that nonbank lenders are taking too much risk.

By: Jack Milligan, editor-in-chief for Bank Director
article | November 15th, 2019

How Operations Cost Banks Time, Money and Customers

Banks that can contain their costs in the face of unprecedented change are the most likely to survive.

By: Tom Grottke, Bill McNamara
article | November 12th, 2019

Build or Buy: The Best Way to Start a Bank Today

Potential bank organizers must weigh the pros and cons of forming a de novo bank versus buying an existing bank charter in the current regulatory and economic environment.

By: Neil Grayson, Ben Barnhill, B.T. Atkinson