Issues : Regulation

BD Article
article | July 18th, 2019

CECL Delayed for Small Banks

FASB has proposed changing the effective date for the new credit loss standard to 2023 for small banks.

By: Kiah Lau Haslett, managing editor for Bank Director
BD Article
article | June 28th, 2019

“The Biggest Threat to the Deposit Insurance Fund I’ve Ever Seen”

An outdated rule is putting community banks in a bind and could exacerbate the next crisis.

By: Kiah Lau Haslett, managing editor for Bank Director
Bank Services
article | June 13th, 2019

A Former Regulator Shares His Advice for Boards

Bank leaders should focus on building a positive relationship with regulators, even in today’s deregulatory environment.

By: Emily McCormick, vice president of research for Bank Director
FinXTech
article | June 5th, 2019

How Innovative Banks Keep Up With Compliance Changes

The pace of regulatory change in banking continues to speed up even with the recent trend of deregulation. As banks work to keep pace, regulatory change management technology is positioned to lighten their load.

By: Amber Buker, program director for FinXTech Connect
article | May 30th, 2019

Your Bank’s Answer to the Cannabis Conundrum

Changing state laws and federal stagnation puts the onus on banks to decide whether they will provide banking services to marijuana-related businesses.

By: Michael Dailey
article | May 28th, 2019

The Latest Look at the “New CFPB”

Consumer Financial Protection Bureau Director Kathleen Kraninger highlighted some key differences from her predecessor in her first policy speech and hinted how the agency will approach rule promulgation, supervision and enforcement.

By: Craig Nazzaro, Brad Rustin
BD Article
article | March 8th, 2019

Three New Ways the FDIC Is Helping Community Banks

The FDIC’s latest annual report signals a clear shift in the regulatory environment.

By: John J. Maxfield, executive editor for Bank Director magazine
article | November 20th, 2018

How The Fed Changed The Game for Private Banks

The new small bank holding company policy changes how smaller private banks with holding companies can compete with peers.

By: Geoffrey Kay
viewpoint | October 17th, 2018

The OCC’s Fintech Charter is an Opportunity for Banks

Recently, the Office of the Comptroller of the Currency announced that it has begun accepting applications for a new special purpose national bank charter directed at fintech firms.

By: Stan Orszula
viewpoint | October 17th, 2018

What You Need to Know About the OCC’s Fintech Charter

On July 31, 2018, the OCC said it will begin accepting applications for a special purpose national bank charter designed specifically for fintech companies.

By: Christina Gattuso