Issues : Regulation

Article | September 7th, 2022

Regulatory Crackdown on Deposit Insurance Misrepresentation

The FDIC and other bank regulators are moving to ensure that the practices of third parties do not threaten the banking industry or its customers.

By: Robert Azarow, Monique Holmes, Howard Hyde, Kevin Toomey
Article | September 5th, 2022

Fed Account Guidance Yields More Confusion

Fintechs wanting Fed access find themselves back where they started.

By: Kiah Lau Haslett, managing editor for Bank Director
Article | September 2nd, 2022

Growth Milestone Comes With Crucial FDICIA Requirements

Surpassing $1 billion in assets is a considerable feat for a growing community bank, but the party will end quickly if executives overlook FDICIA reporting rules.

By: Michael Davis
Article | June 23rd, 2022

Effective Oversight of Fintech Partnerships

There are a number of common risks that banks sometimes miss when embarking on more extensive fintech strategies.

By: Craig Nazzaro, Brennan Ryan
Article | June 22nd, 2022

Recent Developments to Combat Redlining

Banks can take several actions in anticipation of new rules in the works to combat redlining.

By: Michael Dailey, Caitlin Throne
Viewpoint | April 13th, 2022

Overcoming Regulatory Uncertainty in Bank Deals

After recent regulatory changes, banks are having to rethink their M&A approval process.

By: Randy Benjenk, Charlotte May
BD Article
Article | April 4th, 2022

What New Climate Disclosure Means for Banks

Regulators are sending a strong signal on climate risk.

By: Laura Alix, director of research at Bank Director
Article | February 18th, 2022

5 Things to Know About the New AML Whistleblower Law

Penalties for BSA/AML violations are increasing in amount and frequency, and a new law will only further incentivize bank employees to blow the whistle on perceived or actual lapses.

By: Kathleen Reilly, Jane Norberg, Kevin Toomey
Viewpoint | January 12th, 2022

Year One of Biden’s Impact on Banks

Here are a few emerging trends banks should expect this year during Joe Biden's presidency.

By: Jim Morrissey, Mark Svalina, Mary Donohue
BD Article
Article | November 10th, 2021

Regulators Revive Efforts to Pass Dormant Compensation Rules

More than a decade after Congress passed the Dodd-Frank Act, U.S. financial regulators are reconsidering rules that were never implemented regarding executive pay.

By: Kiah Lau Haslett, managing editor for Bank Director