Issues : Regulation

Bank Services
Video | January 26th, 2023

Regulatory Overview

This Online Training Series video provides an overview of the board’s regulatory compliance obligations, including best practices.

By: Dennis Hild
Article | December 7th, 2022

Proactively Managing Credit Reporting Data

It's the responsibility of credit data furnishers to ensure accurate furnishing to consumer reporting companies, including data that is generated by third-party processors.

By: Michelle Macartney
Article | November 23rd, 2022

Increased Regulatory Scrutiny Renders Credit Furnishers Vulnerable

Banks must protect themselves when they encounter credit disputes in an era of strong consumer credit protections.

By: Michael Orefice
Article | October 10th, 2022

What to Consider as Regulators Scrutinize Bank-Fintech Partnerships

The head of the OCC sees increasing risk in banking as a service.

By: Kiah Lau Haslett, Banking & Fintech Editor for Bank Director
Article | September 28th, 2022

Are Bank Directors Worried Enough About Fair Lending?

Regulators are laser-focused on fair lending compliance, at a time when rising interest rates increases a bank’s fair lending risks.

By: Kareem Saleh
Article | September 9th, 2022

Current Compliance Priorities in Bank Regulatory Exams

Regulators have revealed their examination focuses in recent guidance and public statements, which include consumer protections and safety and soundness considerations.

By: Dennis Hild, Niall Twomey
Article | September 7th, 2022

Regulatory Crackdown on Deposit Insurance Misrepresentation

The FDIC and other bank regulators are moving to ensure that the practices of third parties do not threaten the banking industry or its customers.

By: Robert Azarow, Monique Holmes, Howard Hyde, Kevin Toomey
Article | September 5th, 2022

Fed Account Guidance Yields More Confusion

Fintechs wanting Fed access find themselves back where they started.

By: Kiah Lau Haslett, Banking & Fintech Editor for Bank Director
Article | September 2nd, 2022

Growth Milestone Comes With Crucial FDICIA Requirements

Surpassing $1 billion in assets is a considerable feat for a growing community bank, but the party will end quickly if executives overlook FDICIA reporting rules.

By: Michael Davis
Article | June 23rd, 2022

Effective Oversight of Fintech Partnerships

There are a number of common risks that banks sometimes miss when embarking on more extensive fintech strategies.

By: Craig Nazzaro, Brennan Ryan