Issues : Regulation

article | Regulation November 20th, 2018

How The Fed Changed The Game for Private Banks

The new small bank holding company policy changes how smaller private banks with holding companies can compete with peers.

By: Geoffrey Kay
viewpoint | Regulation October 17th, 2018

The OCC’s Fintech Charter is an Opportunity for Banks

Recently, the Office of the Comptroller of the Currency announced that it has begun accepting applications for a new special purpose national bank charter directed at fintech firms.

By: Stan Orszula
viewpoint | Regulation October 17th, 2018

What You Need to Know About the OCC’s Fintech Charter

On July 31, 2018, the OCC said it will begin accepting applications for a special purpose national bank charter designed specifically for fintech companies.

By: Christina Gattuso
article | Regulation September 21st, 2018

How AML Compliance Could Soon Change

Pending legislation could change requirements as new technologies and opportunities bring advancements.

By: Michael Nonaka, D. Jean Veta, Arlo Devlin-Brown
article | Regulation September 14th, 2018

Dodd-Frank Reform Creates New Strategic Considerations For Community Banks

Here are the questions your bank should be answering with a new regulatory framework in place.

By: Robert Azarow, Kevin Toomey
article | Regulation September 5th, 2018

Breaking Down Deregulation Based On Asset Size

The new law makes significant changes to landscape for smallest of U.S. banks.

By: Adam Maier, Lara Page
article | Regulation August 31st, 2018

New Law Offers Banks a Way to Accelerate Deposit Growth

The recent bank regulatory relief law opens up new opportunities for community banks to use reciprocal deposits to broaden their funding base.

By: H.D. Barkett
article | Regulation August 29th, 2018

Crapo Bill Only a Drop in Bucket for Deregulation

Though it does have its virtues, the Senate only narrowly unwinds Dodd-Frank.

By: Sanford Brown
article | Regulation August 20th, 2018

Why Deregulation Means More Work for Banks

It’s easy to celebrate, but there’s a lot involved with the rollback of regulations.

By: Pamela Perdue
BD Article
article | Regulation July 6th, 2018

A Timely Reminder About the Importance of Capital Allocation

The recent release of this year’s stress test results reinforces the importance of effective capital allocation.

By: John J. Maxfield, executive editor for Bank Director magazine