Mergers and acquisitions are an attractive growth strategy for many banks, but deals are increasingly and needlessly complicated by existing employee benefits plans.
Market activity is up significantly, and bank management teams who are prepared to act quickly can capitalize on the opportunity.
Although credit indicators are pristine right now, this good news will not last.
A thought experiment at Pacific Mercantile Bank led its executives to a fast-growing and profitable new line of business.
Banks weighing fintech acquisitions should revisit their due diligence processes before proceeding with a deal.
Banks need to prepare now for the potential rollout of real-time payment capabilities across the industry.
The more things change in banking, the more they stay the same.
The perception that direct mail doesn’t resonate with potential bank customers and produce meaningful returns just isn’t true.
Banks pay when funds leave their institution for micro-savings fintechs, even if they eventually come back.
Branch deals have unique considerations that prospective bidders should keep in mind before submitting a bid.