Issues : Bank M&A
Bank consolidation creates opportunities for an acquirer, as well as competing banks in their markets that take advantage of customer and employee attrition. That’s why
Mergers and acquisitions are an attractive growth strategy for many banks, but deals are increasingly and needlessly complicated by existing employee benefits plans.
Banks weighing fintech acquisitions should revisit their due diligence processes before proceeding with a deal.
Branch deals have unique considerations that prospective bidders should keep in mind before submitting a bid.
Banks engaged in M&A have a wide-ranging amount of things to think about ahead of a deal, ranging from compensation to concentration.
Banks that seek a premium stock valuation should consider ways to increase the quality of their earnings.
Deposit competition and regulations could be among the drivers of bank deal activity for the rest of the year.
Banks need to be prepared for how CECL will impact accounting for acquired loans.
The buyers driving consolidation in the bank space continue to change, creating opportunities for new acquirers and prospective sellers.
The Subchapter S election gives banks significant economic benefits, but that could be jeopardized in a sale by poor recordkeeping.