THE DIRECTOR’S BOOK By the Office of the Comptroller of the CurrencyBeing a bank director is easier said than done. Banks are complicated, highly leveraged and tightly regulated institutions. The ongoing digital revolution has only made things harder, with the growth of cybersecurity supplanting, in some peoples’ minds, interest rate and credit concerns as the main risk facing banks today. How is a bank director supposed to get their head around all of this? One place to start is the manual created by the Office of the Comptroller of the Currency, the primary regulator of nationally chartered banks: “The Director’s...
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John J. Maxfield is a contributor for Bank Director magazine.