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A Regulator Calls Out Technology Risk The explosion of fintech partnerships is changing banking – and the risk profile of banks – “in profound ways,” warned Acting Comptroller of the Currency Michael Hsu in a recent speech. Fintechs are creating “an increasingly varied and complex set of arrangements” with banks that are “significantly more intricate” than past outsourcing arrangements, said Hsu in prepared remarks for the Sept. 7 speech. These partnerships, which include digital banking, deposit and loan products, or business lines like embedded banking or banking as a service (BaaS), are creating a new and complicated risk landscape for…

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Kiah Lau Haslett

Banking & Fintech Editor

Kiah Lau Haslett is the Banking & Fintech Editor for Bank Director. Kiah is responsible for editing web content and works with other members of the editorial team to produce articles featured online and published in the magazine. Her areas of focus include bank accounting policy, operations, strategy, and trends in mergers and acquisitions.

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