Navigating an Uncertain Future

In its 2020 investor day presentation, JPMorgan Chase & Co. outlined three headwinds facing its bank and by extension, the banking industry: a declining rate environment, pressuring net interest margins; slowing economic growth, both in the U.S. and globally; and the “raising specter” of the next credit cycle. Since the financial crisis, the U.S. economy has witnessed the longest period of economic expansion in its history. But what goes up must come down. Banks are already under pressure: The Federal Deposit Insurance Corp. reported in February that net income across the industry fell by 1.5% in 2019, compared to the…

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Emily McCormick

Vice President of Editorial & Research

Emily McCormick is Vice President of Editorial & Research for Bank Director. Emily oversees research projects, from in-depth reports to Bank Director’s annual surveys on M&A, risk, compensation, governance and technology. She also manages content for the Bank Services Program. In addition to regularly speaking and moderating discussions at Bank Director’s in-person and virtual events, Emily regularly writes and edits for Bank Director magazine and BankDirector.com. She started her career in the circulation department at the Knoxville News-Sentinel, and graduated summa cum laude from The University of Tennessee with a bachelor’s degree in Spanish and International Business.

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