Learning to Live With the CFPB

In the life of a growing community bank, few events are more portentous than passing the $10 billion asset threshold. Not only do the regulatory compliance expectations increase significantly, but banks over $10 billion acquire a new regulator – the Consumer Financial Protection Bureau. Created by the Dodd-Frank Act of 2010 after the global financial crisis, the CFPB has been a lightning rod for political and legal controversy from the very beginning. As the name implies, the bureau’s sole focus is consumer protection, and its authority extends to a wide swath of banks and nonbank financial companies, markets and products.…

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Jack Milligan


Jack Milligan is editor-at-large of Bank Director magazine, a position to which he brings over 40 years of experience in financial journalism organizations. Mr. Milligan directs Bank Director’s editorial coverage and leads its director training efforts. He has a master’s degree in Journalism from The Ohio State University.

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