5:00 p.m. – 6:30 p.m.
Welcoming Reception
Bank Director welcomes participants and their guest to The Breakers and this year’s Bank Chairman/CEO Peer Exchange.

7:00 a.m. – 8:00 a.m.
Breakfast + Registration

8:00 a.m. – 8:10 a.m.
Day One Welcome
Al Dominick,
President & CEO, Bank Director


Morning Focus

Tackling Threats to Your Business

While the peer exchanges are core to the two-day program, we offer a series of 30-minute informational presentations to provide both ideas and inspiration for subsequent closed-door conversations. To begin, we touch on high-level risks specific to a bank’s CEO and Chairman.

8:10 a.m. – 8:40 a.m.
Separating the “Signal from the Noise”
Thomas Jankovich, Principal & Innovation Leader, US Financial Services Practice, Deloitte Consulting LLP
You have probably heard that a growing number of consumers — many of them young, well-educated and upwardly mobile — can get along just fine without a traditional bank.  Nonetheless, traditional banks are by no means obsolete or unimportant.  As the competitive playing field continues to evolve, we open this year’s program with a look at what emerging — and established — competitors are doing to steal your customers.

8:40 a.m. – 9:10 a.m.
The Five Most Pressing Legal Issues Facing A CEO Today
Gary R. Bronstein,
Partner, Kilpatrick Townsend & Stockton LLP
A bank’s CEO and Chairman encounter a wide range of legal, governance and risk issues.  To best identify those that need to be addressed first, this session provides a “top five” list of the legal issues that should be top of mind.

9:10 a.m. – 9:40 a.m.
Making Sense of Emerging Compliance & Risk Management Issues
Dennis M. Hild, Director, Crowe Horwath LLP
On paper, post-crisis regulations are meant to strengthen our financial system.  However, as they come into place, they require additional attention from a CEO and Chairman, especially as slim profit margins challenge the banking industry and new regulations typically result in new expenses. In this session, we identify the major areas of focus for the CFPB, FDIC, Federal Reserve and OCC.

9:40 a.m. – 10:00 a.m.
Refreshment Break

10:00 a.m. – 11:00 a.m.
Cybersecurity: What You Don’t Know
John Riggi
, Section Chief, Cyber Division, Federal Bureau of Investigation
How does a cyber intrusion occur? What are the three most common intrusions and what precautions should be taken by both the bank and you personally? During this session, hear from a highly decorated veteran with the FBI to receive answers to these questions and find what you should expect from the FBI if an intrusion occurs at your institution.

11:10 a.m. – 12:40 p.m.
Peer Exchange: Protecting Your Customers, Shareholders and Team
This first peer exchange session allows for interaction with your peers and the chance to get real-time feedback to challenges you are currently facing.  While off-the-record, we do provide a list of potential topics to cover.
For example:

  • What are the risks your bank is most focused on today and how is it addressing those concerns?
  • What are your greatest regulatory compliance challenges, and how are you dealing with them?
  • Cybersecurity is a huge issue of concern in today’s society.  Does your board review cyber risk and cybersecurity at every board meeting?  If not, what is the frequency of your review?  Does your board have an action plan in place if a cyber-intrusion occurs?
  • Can we find ways to leverage our community and regional bank influence over both the main core processors and the accountability link between them, the bank and the myriad other tech product/process vendors that need to be integrated?

12:40 p.m. – 1:40 p.m.
Peer + Guest Lunch


Afternoon Focus

The Hunt for Growth

As bankers look for new methods, products and services to reach new customer segments to drive growth, we look at traditional avenues to grow one’s franchise value along with newer ones before breaking into our second peer exchange.

1:40 p.m. – 2:10 p.m.
To Acquire, or Be Acquired?
Ben A. Plotkin, Executive Vice President, Stifel, Nicolaus & Company and Keefe, Bruyette & Woods; Vice Chairman, Stifel Financial Corporation
Bank CEOs and Chairmen face some very significant challenges in the years ahead.  The sharply increased cost of regulatory compliance might lead some to seek a buyer; others have responded by trying to get bigger through acquisitions in order to spread the costs over a wider base.  While transforming a franchise through organic growth is desirable, we look at why M&A remains the fastest avenue for growth in banking today.

2:10 p.m. – 2:40 p.m.
Knowing When, Where & How to Participate with Fintech
Al Dominick, President & CEO, Bank Director
If you are running a bank that doesn’t have multiple incubators, accelerators and skunk work projects already under way, knowing where to participate with the fintech community can be a challenge.  Should it be with new credit decisioning models?  What about new lending models?  Do you partner?  Refer business?  Accept referrals?  Do you “ingest” an emerging company’s technology or partner with someone that doesn’t fit with your current culture but portends big returns?  This session, based on feedback from your peers, opens the door to those thinking about how and when to participate in the fintech boom.

2:40 p.m. – 3:10 p.m.
The Drive for Balance Sheet Efficiency
Kevin Tweddle
, President, Bank Intelligence Solutions, Fiserv
At a time when the concept of service is changing, we look at how banks can best prepare to meet new service expectations.  From expanding customer relationship programs to increasing cross-selling efforts, this session looks at how a bank can leverage various technologies and creative strategies to differentiate a bank’s offerings (be it through traditional branch banking or emerging digital channels) to achieve balance sheet efficiencies. 

3:10 p.m. – 3:30 p.m.
Refreshment Break

3:30 p.m. – 5:00 p.m.
Peer Exchange: Growing The Bank
Having spent the afternoon hearing about growth opportunities, this peer exchange allows you time to share your interests, questions and observations with your peers specific to M&A, organic growth and new technology plays.  As in the previous peer exchange, these are closed door, off-the-record conversations.  Participants will be divided into small groups to discuss opportunities to grow a bank’s brand, client base and deposit base… be it through acquisition or organic means like:

  • How important is M&A to your overall growth strategy?  What are the opportunities in your market?  Have you ever considered a merger of equals?
  • Does your bank have access to capital in order to execute its growth strategy?
  • Does your bank view fintech startups as a threat or a potential partner?

5:00 p.m. – 6:30 p.m.
Networking Cocktail Reception
As the formal portion of the day concludes, this reception allows for time to relax and network with your peers.

7:00 a.m. – 8:00 a.m.

8:00 a.m. – 8:05 a.m.
Day Two Welcome
Al Dominick,
President & CEO, Bank Director


Morning Focus

Preparing for Your Future

When it comes to the future of banking, your peers at this year’s program exert greater influence on what might be than anyone else.  From developing your existing executives to identifying emerging opportunities, the second day focuses on the importance of building the best teams in order to position your institution for future successes.

8:05 a.m. – 8:35 a.m.
How to Benefit from Other’s Investments
David Richards
, Regional Vice President, Nymbus, Inc.
It’s hard to ignore the fact that venture capital invested $10 billion in fintech startups in 2014, compared to just $3 billion in 2013. So how can a bank CEO look at work being done on things like tokenization, new credit decisioning models and new payment solutions? This first session builds on yesterday afternoon’s growth-focused topics to look ahead to investments that others are making that forward-facing banks might embrace and benefit from.

8:45 a.m. – 9:45 a.m.
Peer Exchange: Taking Risks On the Unproven & Unknown
While technological shift in consumer banking will continue to make branches less profitable and more expendable, it also opens potential doors for a bank’s CEO and Chairman to consider.  In this peer exchange, we encourage participants to wonder freely about the future potential of various products, tools and services being developed.  Examples of discussion points that will be covered include:

  • What is API banking, and how can we both support and benefit from it?
  • With blockchain technology being described as email for money, what does that mean for you?
  • How can I best automate many of the manual processes related to reporting on suspicious activity alerts and supporting models?

9:55 a.m. – 10:25 a.m.
The Talent You Need – And May Not Have
Scott Petty
, Managing Director, Financial Services Practice, Chartwell Partners
Attracting a talented individual or team to fuel a bank’s growth seems obvious. But developing talented executives takes both patience and confidence… as does finding, attracting and hiring professionals with skill sets that line up with future initiatives. 

10:35 a.m. – 11:35 a.m.
Peer Exchange: Building Your Best Team
Examples of discussion points for this final peer exchange session include:

  • Does your bank lean towards growing and developing internal employees or buying new ones?
  • What is the trajectory for young talent in your organization?  Is your board helping to set expectations to develop young people with management potential?  If so, how is the board doing it?
  • How is your board addressing talent management and succession planning matters?
  • Do you have a Leadership Development program?  If so, what does it entail?
  • How formal is your succession plan, and what are the pitfalls you’ve encountered in the past?

11:45 a.m. – 12:00 p.m.
Key Trends + Takeaways
Al Dominick
, President & CEO, Bank Director

For more information and to register, please email or call our events department at [email protected] or (877) 397-7595.