Four Seasons Resort and Club Dallas at Las Colinas
September 09 – 11, 2020


7:00 a.m. – 8:00 a.m.
Breakfast + Registration

8:00 a.m. – 8:15 a.m.
Welcoming Remarks
Al Dominick, CEO, Bank Director

8:15 a.m. – 9:05 a.m.
What You Need To Know About Today’s Banking Trends
Steven Hovde
, Chairman & CEO, Hovde Group, LLC
This session focuses on the industry trends, operating conditions and areas of potential opportunity for those banks attending this annual conference.

9:05 a.m. – 9:55 a.m.
How Risky Is The Current Banking Landscape?
Gary Bronstein
, Partner, Kilpatrick Townsend & Stockton LLP
Dennis Hild, Managing Director, Regulatory Affairs, Neocova
William Hord, Vice President of Enterprise Risk Management Services, Quantivate, LLC
Moderated by: Al Dominick, CEO, Bank Director
In our 2019 Risk Survey, 70% of respondents told Bank Director that their concerns about strategic risk had increased over the past year. This can be attributed in great part to the changing competitive landscape, which has been fueled by technology. What do bankers need to know and – perhaps more importantly – what should they be doing now to ensure they remain competitive in the future?

9:55 a.m. – 10:10 a.m.
Refreshment Break

10:10 a.m. – 11:00 a.m.
Keynote: Collective Defense
General (Retired) Keith Alexander
, Founder & Co-CEO, IronNet Cybersecurity
Cyber attackers have relentlessly continued to exploit gaps in security programs-even as organizations are making massive investments in cyber defense. No company can stand alone against a modern, collaborative ecosystem of cyber threats. To defend against these constantly evolving threats, we need to employ a collective defense strategy by adopting a new method of defense that applies behavioral detection and enables companies to benefit from shared detection.

11:10 a.m. – 12:00 p.m.
Breakout Sessions (select one)

Breakout I: The Impact of M&A on CECL 
Kevin Brand, Senior Manager, Crowe LLP
Given the delay to CECL in 2019, where does this policy stand now, and what should banks expect in the near future?

Breakout II: How Vulnerable Is Your Bank to Cybersecurity Threats?
Joe Oleksak
, Partner, Plante Moran
Few bank directors are technology experts, yet all directors bear responsibility for verifying that their bank is protected against cybersecurity threats. How should a board go about doing so? This session digs into the specifics of how to best prepare your bank for a cybersecurity attack as well as explains how a board can verify that their institution is adequately protected against those threats.

Breakout III: Taking Your Internal Audit Program to the Next Level
Craig Sanders, Partner, Moss Adams LLP
The benefits of a high-quality internal audit program are limitless: achieving reliable financial reports and regulatory compliance, navigating risks, streamlining operations and instituting best practices. In this session, we outline how to expand and strengthen your internal audit program beyond a compliance focus to encompass a more holistic and impactful approach that helps you to reduce risks, strengthen controls and enhance performance.

12:00 p.m. – 1:15 p.m.
Networking Lunch
Sponsored by: Dixon Hughes Goodman LLP

1:15 p.m. – 2:05 p.m.
Breakout Sessions (select one)

Breakout I: Model Risk Management and Model Validation Considerations
Robin Sawyer
, Partner, Dixon Hughes Goodman LLP
Sound risk management practices and supervisory expectations continue to evolve with an enhanced view of what constitutes strong model risk management. Regulators and stakeholders have a keen interest in understanding methods the companies have used to assess their models’ performance. Developing a complexity-appropriate framework for controlling model risk with validation activities is a key element to proper corporate oversight.

Breakout II: The Value of Data Analytics in the AML World
Gilles Cuyaubere
, Lead Data Scientist, Mazars USA LLP
John Palmer, Principal, Mazars USA LLP
Peter Schablik, Partner, Mazars USA LLP
Moderated by: Mark Casella, Audit Committee Chair, Fieldpoint Private
During this session, the panelists cover challenges and best practices in setting up data analytics to support assurance of BSA/AML regulatory compliance.

Breakout III: Compensation Programs & Risk Management – How They Work Together
Gayle Appelbaum
, Partner, McLagan
Susan Bagwell, Chief Human Resources Officer, South State Bank
Todd Leone, Partner, McLagan
Today’s compensation plans have evolved greatly since the 2008 financial crisis. While regulatory guidance requires a principle-based approach, what have we learned in 10 years of application? This session focuses on what is important given the market correction of 2020, as well as how the United States regulatory environment compares to other major economies. This session also discusses what you need in place today from a regulatory and market perspective, what you should have given the turbulent 2020 market year and what may occur post-Presidential election cycle.

2:05 p.m. – 2:25 p.m.
Refreshment Break

2:25 p.m. – 3:15 p.m.
Breakout Sessions (select one)

Breakout I: Directors & Officers & Cyber Liability: The A,B,C’s for D’s & O’s
Dennis Gustafson,
Senior Vice President & Financial Institutions Practice Leader, Armfield,
Harrison & Thomas, Inc.
This interactive session reviews the newest claims and coverage trends in the bank D&O space and discusses the impact that a cyber event can have on the boardroom. The session ends with tangible takeaways including limit benchmarking data and the top 10 coverage enhancements.

Breakout II: Mitigating Vendor Risks
Mark Boettcher
, Senior Manager, Baker Tilly Virchow Krause, LLP
Timothy Kosiek, Partner, Baker Tilly Virchow Krause, LLP
Banks have grown increasingly reliant on external vendors – from better serving their customers to staying compliant with the rules and regulations that apply to the industry. Yet, too many banks don’t have a strong vendor risk management program in place. This session focuses on the elements of a strong vendor risk management program and explores how to get comfortable with new technology solutions.

Breakout III: Critical Accounting Matters
KT Trivedi
, Senior Manager, Crowe LLP
This session focuses on the latest accounting and financial reporting developments of interest to financial institutions, covering recent developments from the Financial Accounting Standards Board (FASB), the Securities and Exchange Commission (SEC), the Public Company Accounting Oversight Board (PCAOB), the American Institute of Certified Public Accountants (AICPA) and the federal financial institutions regulators. This session covers major standards, including credit losses, which introduces the Current Expected Credit Losses (CECL) model. In addition, this session covers other standards issued and effective for 2020.

3:25 p.m. – 3:40 p.m.
Sharing The Crystal Ball
Emily McCormick, Vice President, Research, Bank Director
Craig Sanders, Partner, Moss Adams LLP
During this interactive session, we gauge the audience’s opinions regarding emerging topics related to both audit and risk as determined by Bank Director’s 2020 Risk Survey.

3:40 p.m. – 4:30 p.m.
Debating Risk
John Arnold
, Former Risk Committee Chair, Enterprise Bank & Trust
Jim Oleff
, Senior Manager, Crowe LLP
In this interactive session, we pose questions to leading experts, a chief risk officer and a risk committee chair relating to how risk should be handled and strategized within a bank. Hear how each perspective differs and take away ideas and processes for your bank.

4:30 p.m. – 5:30 p.m.
Networking Peer + Guest Reception
Sponsored by: Hovde Group, LLC


7:00 a.m. – 8:00 a.m.

8:00 a.m. – 8:15 a.m.
Creating Space for Disagreements
Mika Moser
, President, Bank Director
The strongest bank boards embrace a collective sense of curiosity and cognitive diversity. Institutions also need to remain abreast of emerging risks and changes that impact operations and strategy. Balancing revenue generation and risk management requires a bank’s audit and risk committees to invite skepticism, foster intelligent discussion and create space for constructive disagreements.

8:15 a.m. – 9:05 a.m.
The Ex-Regulators Strike Again!
Michael Mancusi
, Partner, Arnold & Porter
Charles Yi,
Partner, Arnold & Porter
This panel reviews the leading areas of focus of a bank’s risk and audit committees, including issues related to LIBOR transition, data breach risk, banking cannabis related businesses, fintech investment & collaboration, BSA/AML and diversity & inclusion, with the panelists bringing their public policy, regulatory and transactional experiences to bear.

9:15 a.m. – 10:05 a.m.
Breakout Sessions (select one)

Breakout I: Your Need-to-Knows About Enterprise Risk Management
Brian Nappi
, Senior Manager, Crowe LLP
This session provides an overview of the maturity of enterprise risk management (ERM) in financial services, transformation of internal auditing for future expectations and the importance and value of having two highly performing ERM and internal audit teams collaborating to add value and input on strategic goals.

Breakout II: The Cost of Not Attracting and Retaining Younger Talent
Trey Deupree
, Consultant, NFP Executive Benefits
James Taylor, Consultant, NFP Executive Benefits
Bankers continue to be concerned about losing top talent to competing organizations. What is the cost to the shareholders if the bank is unable to attract and retain one or more key younger officers? This session provides case studies of custom-tailored nonqualified benefit plans used to attract and retain these key officers.

Breakout III: Leveraging Data to Minimize Risk
Bobby Childs
, Vice President of Business Development, NXTsoft
Data…. One of the number one buzz words in the world today. Generally, it’s coupled with
analytics, security, management or such, but the bottom line is data is imperative to a business’s
success and leveraging it properly will not only unlock new potential but will also minimize risk for an organization.

10:05 a.m. – 10:20 a.m.
Refreshment Break

10:20 a.m. – 11:10 a.m.
Breakout Sessions (select one)

Breakout I: Arming the Third Line of Defense – Value Added Loan Review,
Emerging Best Practices
Peter Cherpack,
Executive Vice President & Senior Director of Credit Technology, Ardmore Banking Advisors
Lou Dunham, Senior Vice President & Senior Director of Credit Consulting, Ardmore Banking Advisors
Walter Shields, Executive Vice President & Director of Credit Review, BankUnited
In today’s tight margin environment and with economic headwinds looming, Loan Review departments are under a renewed level of analysis. In this session, we explore important questions including: What should directors know about the three lines of defense talked about by regulators and others? How can Loan Review assure directors that they are meeting their regulatory responsibility for effective credit quality oversight? What are the characteristics of an effective and strategically focused third line of credit defense? Learn from seasoned credit professionals how to better equip Loan Review – the Credit Third Line of Defense to bring more value to your institution.

Breakout II: It’s High Time to Talk About Marijuana Banking
Jake Jacobson
, Corporate Information Security Officer, Main Street Bank
Tony Repanich, President & CEO, Shield Compliance, LLC
Love it or hate it, legalized marijuana seems here to stay. This puts banks between a rock and a hard place. On one hand, there are federal laws that continue to criminalize the sale and possession of marijuana, as well as the laundering of proceeds from the process. On the other hand, there are stockpiles of unbanked cash accumulating in states that have legalized its sale. What’s a bank to do?

Breakout III: Identifying Operational Risks

During this session, we share the operational risks that all bank directors must keep in mind – and
how to best identify them.

11:20 a.m. – 12:10 p.m.
Audit and Risk Committees Chairs Panel
Richard Bane
, Audit Committee Chair, Eastern Bank Corporation
Robert Guest, Jr., Risk Committee Chair, Enterprise Financial Services Corp
Kathleen James, Risk Committee Chair, State Bank of India
Allen Nickles
, Audit Committee Chair, Civista Bank
Moderated by: Jack Milligan, Editor-in-Chief, Bank Director
Banks are in the business of risk-taking, but the risks banks face are constantly evolving. Hear from four audit/risk committee chairs about the biggest risks faced by their banks today, as well as how they’re confronting those challenges.

12:10 p.m. – 12:15 p.m.
Closing Remarks
Jack Milligan
, Editor-in-Chief, Bank Director

For more information and to register for the 2020 event, please email [email protected] or call our events department at 877-397-7595.