Agenda

Bank Audit & Risk Committees Conference Venue

Bank Audit &
Risk Committees Conference

June 9-10, 2020
Swissôtel
Chicago, IL

DAY ONE | TUESDAY | JUNE 9

7:00 a.m. - 8:00 a.m.
Breakfast + Registration

8:00 a.m. - 8:15 a.m.
Welcoming Remarks
Al Dominick, CEO, Bank Director

8:15 a.m. - 9:05 a.m.
What You Need To Know About Today’s Banking Trends
Steven Hovde
, Chairman & CEO, Hovde Group, LLC
This session focuses on the industry trends, operating conditions and areas of potential opportunity for those banks attending this annual conference.

9:05 a.m. - 9:55 a.m.
How Risky Is The Current Banking Landscape?
Gary Bronstein
, Partner, Kilpatrick Townsend & Stockton LLP
In the 2019 Risk Survey, 70% of respondents told Bank Director that their concerns about strategic risk had increased over the past year. This can be attributed in great part to the changing competitive landscape, which has been fueled by technology. What do bankers need to know and — perhaps more importantly — what should they be doing now to ensure they remain competitive in the future?

9:55 a.m. - 10:10 a.m.
Refreshment Break

10:10 a.m. - 11:00 a.m.
Lessons Learned from a Disaster
Disaster can strike at any time, whether it’s a cyberattack or a hurricane. This session features a panel of bankers who have weathered a disaster. How did they prepare? What worked to ensure employees were safe and customers could access their accounts? What did they find they needed to improve?

11:10 a.m. - 12:00 p.m.
Breakout Sessions (select one)

Breakout I: The Impact of M&A on CECL 
Given the delay to CECL in 2019, where does this policy stand now, and what should banks expect in the near future?

Breakout II: How Vulnerable Is Your Bank to Cybersecurity Threats?
Few bank directors are technology experts, yet all directors bear responsibility for verifying that their bank is protected against cybersecurity threats. How should a board go about doing so? This session digs into the specifics of how to best prepare your bank for a cybersecurity attack as well as explains how a board can verify that their institution is adequately protected against those threats.

Breakout III: Should Your Bank Consider a Next Generation Core?
A common complaint in banking today concerns the cost and inflexibility of legacy core providers. The good news is that there are now alternatives out there, as a new generation of cores has been developed and rolled out to the industry. What options do banks have when it comes to next generation cores? How hard are they to implement? And what’s the risk/reward proposition of making the leap?

12:00 p.m. - 1:15 p.m.
Networking Lunch
Sponsored by: Dixon Hughes Goodman LLP

12:15 p.m. - 1:00 p.m.
Keynote

1:15 p.m. - 2:05 p.m. 
Breakout Sessions (select one)

Breakout I: Best Practices for Audit and Risk Committees 
This breakout covers the nuts and bolts of audit and risk committees — from charter construction to agenda design to managing the relationship with internal auditors and officers and much more.

Breakout II: Making Credit Decisions in a Digital World 
Every decade or so people proclaim to have cracked the code of credit risk. Before the financial crisis, securitization was believed to have been the solution. More recently, technology has been offered as the answer to banks’ credit challenges. This is unlikely to be true, but there is no question that the credit process is being influenced by the digitization of banking. Hear from a bank and a fintech company that are using and designing systems to simplify and streamline the credit process, while simultaneously reducing risk.

Breakout III: It’s High Time to Talk About Marijuana Banking
Love it or hate it, legalized marijuana seems here to stay. This puts banks between a rock and a hard place. On one hand, there are federal laws that continue to criminalize the sale and possession of marijuana, as well as the laundering of proceeds from the process. On the other hand, there are stockpiles of unbanked cash accumulating in states that have legalized its sale. What’s a bank to do?

2:05 p.m. - 2:25 p.m.
Refreshment Break

2:25 p.m. - 3:15 p.m.
Breakout Sessions (select one)

Breakout I: Tips, Tricks & Trends in Regulatory Examinations
Examiners are taking a deeper dive into procedures and practices and digging into the details like never before. Any deviations between stated practices and actual documented practices can and will result in audit/examination findings. This session discusses what the board needs to know to avoid findings in these areas — and how best to respond if findings arise.

Breakout II: Mitigating Vendor Risks
Banks have grown increasingly reliant on external vendors — from better serving their customers to staying compliant with the rules and regulations that apply to the industry. Yet, too many banks don’t have a strong vendor risk management program in place. This session focuses on the elements of a strong vendor risk management program and explores how to get comfortable with new technology solutions.

Breakout III: Critical Accounting Matters

3:25 p.m. - 3:40 p.m.
Sharing The Crystal Ball
Emily McCormick, Vice President, Research, Bank Director
During this interactive session, we gauge the audience’s opinions regarding emerging topics related to both audit and risk as determined by Bank Director’s 2020 Risk Survey.

3:40 p.m. - 4:30 p.m.
Debating Risk
In this interactive session, we pose questions to leading experts, a chief risk officer and a risk committee chair relating to how risk should be handled and strategized within a bank. Hear how each perspective differs and take away ideas and processes for your bank.

4:30 p.m. - 5:30 p.m.
Networking Peer + Guest Reception
Sponsored by: Hovde Group, LLC

DAY TWO | WEDNESDAY | JUNE 10

7:00 a.m. - 8:00 a.m.
Breakfast

8:00 a.m. - 8:15 a.m.
Creating Space for Disagreements

8:15 a.m. - 9:05 a.m.
The Ex-Regulators Strike Again!
Getting clean and candid advice from regulators can be a challenge. The story changes, however, once those regulators leave their respective agencies. Hear from former agency personnel about topics at the forefront of regulators’ minds today, including how best to manage the regulatory relationship.

9:15 a.m. - 10:05 a.m.
Breakout Sessions (select one)

Breakout I: Your Need-to-Knows About Enterprise Risk Management
This session provides an overview of the maturity of enterprise risk management (ERM) in financial services, transformation of internal auditing (IA) for future expectations and the importance and value of having two highly performing ERM and IA teams collaborating to add value and input on strategic goals.

Breakout II: Leveraging Data to Minimize Risk
The introduction of CECL combined with the increased sophistication of technology has enabled banks to better leverage the data they collect from customers. One way to use the data is to minimize risk. Learn how to do that in this breakout session.

Breakout III: Making Credit Decisions in a Digital World
Every decade or so people proclaim to have cracked the code of credit risk. Before the financial crisis, securitization was believed to have been the solution. More recently, technology has been offered as the answer to banks’ credit challenges. This is unlikely to be true, but there is no question that the credit process is being influenced by the digitization of banking. Hear from a bank and a fintech company that are using and designing systems to simplify and streamline the credit process, while simultaneously reducing risk.

Breakout IV: ESG and Why It Matters To You
Environmental and social risk governance and oversight (ESG) is a growing concern for proxy advisors like Glass Lewis. In its 2019 proxy guidelines, Glass Lewis reiterated that it would recommend voting against board members who are responsible for oversight of these risks if it’s clear that a company hasn’t properly mitigated these risks—due to its perceived threat to shareholder value. Proxy advisors have also enhanced their focus on board diversity. This session addresses what you need to know as a board member about these risks and how to address them.

10:05 a.m. - 10:20 a.m.
Refreshment Break

10:20 a.m. - 11:10 a.m. 
Breakout Sessions (select one)

Breakout I: Identifying Operational Risks
Learn how operational risks are identified, ranked and quantified — and how to go about minimizing these risks across your bank’s organization.

Breakout II: Cyber Insurance 101
What is generally included in a cyber coverage policy? Are claims being paid as expected? Is
this sector maturing or is it still in flux? Learn answers to these questions and more regarding
cyber insurance coverage in this breakout session.

Breakout III: Conducting Your Next Board Evaluation
Hear how banks conducted their board evaluations - what questions were asked, what answers were given and what happened after the evaluations were completed.

11:20 a.m. - 12:10 p.m.
Audit and Risk Committees Chairmen’s Panel
Banks are in the business of risk-taking, but the risks banks face are constantly evolving. Hear from three audit/risk committee chairmen about the biggest risks faced by their banks today, as well as how they’re confronting those challenges.

12:10 p.m. - 12:15 p.m.
Closing Remarks

For more information and to register for the 2020 event, please email events@bankdirector.com or call our events department at 877-397-7595.