The strategies and areas of excellence found in the best banks identified by Bank Director in its 2022 RankingBanking report, sponsored by Crowe LLP, vary greatly. But all top performers have a few things in common, including a long-term focus on strategic execution. Crowe Partner Kara Baldwin, who leads the firm’s national financial services audit practice, shares her insights on what the best banks have in common, from technology adoption to culture.

  • The Main Driver of Strong Performance
  • Growth Predictions
  • Setting Technological Priorities
  • Building a Strong Culture

Uncover more about the nation’s best banks in the 2022 RankingBanking study, which identified the top performers by asset size based on financial performance; the ranking also considered innovation, growth, leadership and corporate governance.


Kara Baldwin


Kara Baldwin is a partner at Crowe LLP and currently leads the financial services audit practice.  She has more than 20 years of experience serving financial institutions.  Ms. Baldwin works with publicly held banks, private banks and bank holding companies ranging in size from $50 million to nearly $20 billion in assets.  She has assisted clients in executing numerous business combinations over the years, with a focus on the accounting, auditing and reporting of these transactions including SEC reporting requirements.  Ms. Baldwin serves on various committees of the Center for Audit Quality, is active in the accounting advisory group at Kelley School of Business at Indiana University and is a frequent speaker with the Indiana Bankers Association.