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Emily McCormick
Vice President of Editorial & Research
More and more frequently, Mark Kanaly sees examiners requesting to see a bank’s capital plan in addition to its strategic plan in advance of a regulatory exam. “Most banks will reach on the shelf and pull down what I would call a capital policy,” says Kanaly, a partner at the law firm Alston & Bird. But the two documents are distinctly different. A capital policy serves more as a guideline for decision-making. If capital falls below a certain level, how will a bank respond? A capital plan goes deeper, communicating a bank’s priorities and detailing how a bank plans to…
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WRITTEN BY
Emily McCormick
Vice President of Editorial & Research
Emily McCormick is Vice President of Editorial & Research for Bank Director. Emily oversees research projects, from in-depth reports to Bank Director’s annual surveys on M&A, risk, compensation, governance and technology. She also manages content for the Bank Services Program. In addition to regularly speaking and moderating discussions at Bank Director’s in-person and virtual events, Emily regularly writes and edits for Bank Director magazine and BankDirector.com. She started her career in the circulation department at the Knoxville News-Sentinel, and graduated summa cum laude from The University of Tennessee with a bachelor’s degree in Spanish and International Business.