With a strong economy, a corporate tax cut and more sympathetic regulators in Washington, banks have a lot to look forward to in 2018. But don’t confuse brains with a bull market—or a tax cut, says Tom Brown of Second Curve Capital. Happy days may be here again, but banks can’t afford to be complacent. In this interview with Steve Williams, a principal at Cornerstone Advisors, Brown offers four tips for CEOs looking to invest their bank’s expected tax windfall back into the business.

  • The Need To Transform
  • How CEOs Should Focus Their Attention


Steve Williams

President & Partner

Steve Williams is president and partner of Cornerstone Advisors, Inc. Mr. Williams heads up the firm’s strategy and execution solutions practice and is actively involved in many of Cornerstone’s technology planning and performance improvement engagements. He has assisted hundreds of banks in their efforts to become highly efficient, top performing financial institutions.

An experienced private banker with a commercial and consumer credit background, Mr. Williams’ more than 25 years of experience in the financial services and consulting industries have provided him with a deep working knowledge of bank operations and delivery systems. He is an experienced facilitator for management retreats, board planning sessions and is in great demand as a speaker at industry conferences and seminars. Mr. Williams writes regularly for GonzoBanker, Cornerstone’s blog, and has been published in numerous industry periodicals, including Bank Director, American Banker and BAI Banking Strategies.