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If 2023 taught banks anything, it’s that much of the industry can weather almost anything that comes their way. As interest rates stabilize, many institutions have been working through unrealized losses in the bond portfolio. At the same time, they’re managing through expectations to preserve capital and considering what the growth picture could look like in 2024 after an anemic year for mergers and acquisitions. And depending on whether the Federal Reserve’s battle to defeat inflation results in a so-called soft landing or not, that could impact the overall economy — and whether banks can expect to see more credit…
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