Reg O Rewrite
Changes could soon come to Regulation O.
The rules, which govern insider lending at banks insured by the Federal Deposit Insurance Corp., were established in the late 1970s in the wake of a scandal.
The Slant
The Slant is Bank Director’s e-newsletter distributed to over 24,000 senior bank executives, directors and thought leaders each week. Each newsletter provides inspirational ideas, new insights and challenging perspectives on the banking industry from experts featured on BankDirector.com.
Advertising
“A Throat To Choke”
J.D. Power recently surveyed young and old about whether they had used artificial intelligence “to help navigate rising costs or financial pressures.” A quarter of those under the age of 40 used AI to “create a budget or spending plan.”
Brain Drain
Who owns your employees’ brains when they leave?
Artificial intelligence continues to gain users, who are training those outsourced brains to complete more personal and professional tasks — often outside the confines of their workplace.
Sigh of Relief
Community banks have largely embraced the new regulatory environment, as evidenced by much of the talk at Bank Director’s Bank Board Forum this week in Austin, Texas.
Strategic Foresight
How can boards better anticipate the industry’s future? We refer to that capability as strategic foresight, or the need for boards to look past quarterly financials into how broader events and trends could impact their institution.
Becoming More Human
The Financial Times had a headline recently about EY in the U.K. calling back junior consultants to the office as “AI increases the need for human skills.” Apparently, interpersonal skills must be developed in-office. And artificial intelligence has made those skills more valuable.
Funding Shift
Comments from Federal Reserve policymakers have markets baking in higher interest rates by year end — just as banks face stiffer competition for deposits.
A Mad Rush?
The rush is on to create tokenized deposit networks to compete with stablecoins. This week, a group called the BankChain Alliance announced it had signed 39 state banking associations to create an industry-owned, interoperable network on a common blockchain platform.
Going On Offense
The U.S. could soon be unleashing a new weapon in its ongoing fight against international cybercrime.
In a memorandum on Aug. 12, President Donald Trump directed the National Coordination Center to create a program where American companies would attack foreign cybercriminal organizations. The NCC operates under the Justice Department and the Department of Homeland Security.
Advertising
Events
-
All
-
In Person Events
Mutual Board Summit
November 8-10, 2026
Boston, MA
Bank Director and Mutuals Matter host the Mutual Board Summit, a day-and-a-half event which provides members of mutual bank boards with the education and insights needed to address the issues and challenges facing them in today’s ever-competitive, highly regulated and rapidly evolving banking and financial services industry.
Bank Director’s Chief Executive Exchange
November 16-18, 2026
Multiple Locations
Each of Bank Director’s Chief Executive Exchanges is designed to bring together a small group of bank CEOs from across the country to discuss strategic matters most pressing to banks today in a closed-door, off-the-record setting.
Bank Regulatory Reform: What’s Next After the E…
Tokenized Deposit Networks: A Practical Guide f…
December 1-1, 2026
Tokenized deposits are becoming competitive infrastructure, and banks building bank-owned networks now will set the terms. Learn how tokenized deposits actually work, the three standardized models emerging, and how to move from watching to participating. Attendees leave with a framework for choosing a model and a practical roadmap for planning, vendor evaluation, and integration.
What’s Driving M&A Conversations in 2027
December 3-3, 2026
The regulatory environment is friendlier to bank M&A than it has been in a long time, but right now, there are more would-be buyers than willing sellers. Whether your bank considers itself a buyer, a seller or neither, it’s important that the board regularly discuss the M&A environment to ensure that management and directors are unified in their vision for the bank. In this webinar, we’ll discuss findings from the 2027 Bank M&A Survey and hear from bank leaders about best practices for making the most of boardroom conversations.
The Competitive Landscape of the Future
December 8-8, 2026
The banking industry is changing rapidly with the rise of a new class of competitors looking to chip away at the customer segments that traditional banks have historically targeted. Bank Director and S&P Global Market Intelligence utilize a wide range of data to explore this issue and examine how financial institutions should navigate those competitive threats.
Acquire or Be Acquired
February 7-9, 2027
Phoenix, AZ
Bank Directors’ Acquire or Be Acquired Conference is the financial industry’s premier growth and strategy conference for bank CEOs, senior executives and board members, providing senior leadership teams with numerous opportunities to meet and network with peers who are interested in exploring growth opportunities, strategic initiatives and business partnerships.
Bank C-Suite Summit
April 25-27, 2027
Chicago, IL
The Bank C-Suite Summit is an exclusive conference designed for bank executives and senior banking leaders seeking comprehensive insights into bank operations and new growth strategies. During the event, attendees gain valuable knowledge and strategic tools to navigate the dynamic banking industry landscape.
CORPORATE GOVERNANCE WORKSHOP: COURSE I
April 26-27, 2027
Chicago, IL
The Corporate Governance Workshop: Course I is part of Bank Director’s Certification Program. Throughout the workshop, attendees are provided with a thorough grounding in corporate governance and important industry issues that greatly enhance the performance of individual directors.
Bank Board Forum
September 12-14, 2027
Austin, TX
Bank Board Forum, now including both the Bank Compensation & Talent Conference and the Bank Audit & Risk Conference, is the meeting ground for bank leaders to connect and develop emerging strategies and solutions for today’s evolving landscape. The Bank Board Forum explores topics related to all areas of a bank’s board and committees.
Mutual Board Summit
Boston, MA
Bank Director and Mutuals Matter host the Mutual Board Summit, a day-and-a-half event which provides members of mutual bank boards with the education and insights needed to address the issues and challenges facing them in today’s ever-competitive, highly regulated and rapidly evolving banking and financial services industry.
November 8-10, 2026
Bank Director’s Chief Executive Exchange
Multiple Locations
Tokenized Deposit Networks: A Practical Guide for the Banking C-Suite
Tokenized deposits are becoming competitive infrastructure, and banks building bank-owned networks now will set the terms. Learn how tokenized deposits actually work, the three standardized models emerging, and how to move from watching to participating. Attendees leave with a framework for choosing a model and a practical roadmap for planning, vendor evaluation, and integration.
December 1-1, 2026
What’s Driving M&A Conversations in 2027
The regulatory environment is friendlier to bank M&A than it has been in a long time, but right now, there are more would-be buyers than willing sellers. Whether your bank considers itself a buyer, a seller or neither, it’s important that the board regularly discuss the M&A environment to ensure that management and directors are unified in their vision for the bank. In this webinar, we’ll discuss findings from the 2027 Bank M&A Survey and hear from bank leaders about best practices for making the most of boardroom conversations.
December 3-3, 2026
The Competitive Landscape of the Future
The banking industry is changing rapidly with the rise of a new class of competitors looking to chip away at the customer segments that traditional banks have historically targeted. Bank Director and S&P Global Market Intelligence utilize a wide range of data to explore this issue and examine how financial institutions should navigate those competitive threats.
December 8-8, 2026
Acquire or Be Acquired
Phoenix, AZ
Bank Directors’ Acquire or Be Acquired Conference is the financial industry’s premier growth and strategy conference for bank CEOs, senior executives and board members, providing senior leadership teams with numerous opportunities to meet and network with peers who are interested in exploring growth opportunities, strategic initiatives and business partnerships.
February 7-9, 2027
Bank C-Suite Summit
Chicago, IL
The Bank C-Suite Summit is an exclusive conference designed for bank executives and senior banking leaders seeking comprehensive insights into bank operations and new growth strategies. During the event, attendees gain valuable knowledge and strategic tools to navigate the dynamic banking industry landscape.
April 25-27, 2027
CORPORATE GOVERNANCE WORKSHOP: COURSE I
Chicago, IL
The Corporate Governance Workshop: Course I is part of Bank Director’s Certification Program. Throughout the workshop, attendees are provided with a thorough grounding in corporate governance and important industry issues that greatly enhance the performance of individual directors.
April 26-27, 2027
Bank Board Forum
Austin, TX
Bank Board Forum, now including both the Bank Compensation & Talent Conference and the Bank Audit & Risk Conference, is the meeting ground for bank leaders to connect and develop emerging strategies and solutions for today’s evolving landscape. The Bank Board Forum explores topics related to all areas of a bank’s board and committees.
September 12-14, 2027
Mutual Board Summit
November 8-10, 2026
Boston, MA
Bank Director and Mutuals Matter host the Mutual Board Summit, a day-and-a-half event which provides members of mutual bank boards with the education and insights needed to address the issues and challenges facing them in today’s ever-competitive, highly regulated and rapidly evolving banking and financial services industry.
Bank Director’s Chief Executive Exchange
November 16-18, 2026
Multiple Locations
Each of Bank Director’s Chief Executive Exchanges is designed to bring together a small group of bank CEOs from across the country to discuss strategic matters most pressing to banks today in a closed-door, off-the-record setting.
Acquire or Be Acquired
February 7-9, 2027
Phoenix, AZ
Bank Directors’ Acquire or Be Acquired Conference is the financial industry’s premier growth and strategy conference for bank CEOs, senior executives and board members, providing senior leadership teams with numerous opportunities to meet and network with peers who are interested in exploring growth opportunities, strategic initiatives and business partnerships.
Bank C-Suite Summit
April 25-27, 2027
Chicago, IL
The Bank C-Suite Summit is an exclusive conference designed for bank executives and senior banking leaders seeking comprehensive insights into bank operations and new growth strategies. During the event, attendees gain valuable knowledge and strategic tools to navigate the dynamic banking industry landscape.
CORPORATE GOVERNANCE WORKSHOP: COURSE I
April 26-27, 2027
Chicago, IL
The Corporate Governance Workshop: Course I is part of Bank Director’s Certification Program. Throughout the workshop, attendees are provided with a thorough grounding in corporate governance and important industry issues that greatly enhance the performance of individual directors.
Bank Board Forum
September 12-14, 2027
Austin, TX
Bank Board Forum, now including both the Bank Compensation & Talent Conference and the Bank Audit & Risk Conference, is the meeting ground for bank leaders to connect and develop emerging strategies and solutions for today’s evolving landscape. The Bank Board Forum explores topics related to all areas of a bank’s board and committees.
Mutual Board Summit
Boston, MA Bank Director and Mutuals Matter host the Mutual Board Summit, a day-and-a-half event which provides members of mutual bank boards with the education and insights needed to address the issues and challenges facing them in today’s ever-competitive, highly regulated and rapidly evolving banking and financial services industry.
November 8-10, 2026
Bank Director’s Chief Executive Exchange
Multiple Locations Acquire or Be Acquired
Phoenix, AZ Bank Directors’ Acquire or Be Acquired Conference is the financial industry’s premier growth and strategy conference for bank CEOs, senior executives and board members, providing senior leadership teams with numerous opportunities to meet and network with peers who are interested in exploring growth opportunities, strategic initiatives and business partnerships.
February 7-9, 2027
Bank C-Suite Summit
Chicago, IL The Bank C-Suite Summit is an exclusive conference designed for bank executives and senior banking leaders seeking comprehensive insights into bank operations and new growth strategies. During the event, attendees gain valuable knowledge and strategic tools to navigate the dynamic banking industry landscape.
April 25-27, 2027
CORPORATE GOVERNANCE WORKSHOP: COURSE I
Chicago, IL The Corporate Governance Workshop: Course I is part of Bank Director’s Certification Program. Throughout the workshop, attendees are provided with a thorough grounding in corporate governance and important industry issues that greatly enhance the performance of individual directors.
April 26-27, 2027
Bank Board Forum
Austin, TX Bank Board Forum, now including both the Bank Compensation & Talent Conference and the Bank Audit & Risk Conference, is the meeting ground for bank leaders to connect and develop emerging strategies and solutions for today’s evolving landscape. The Bank Board Forum explores topics related to all areas of a bank’s board and committees.
September 12-14, 2027