Who’s Afraid of the Discount Window?
Before Signature Bank’s closure on March 12, 2023, it tried — and failed — to raise funds from the Federal Reserve’s discount window, a facility that provides loans to supplement bank liquidity.
The Slant is Bank Director’s e-newsletter distributed to over 24,000 senior bank executives, directors and thought leaders each week. Each newsletter provides inspirational ideas, new insights and challenging perspectives on the banking industry from experts featured on BankDirector.com.
Before Signature Bank’s closure on March 12, 2023, it tried — and failed — to raise funds from the Federal Reserve’s discount window, a facility that provides loans to supplement bank liquidity.
Normally, community groups such as the NAACP and the National Urban League don’t fight banking regulations. But they are now.
Earlier this week, Capital One Financial Corp. announced its planned acquisition of Discover Financial Services.
On May 30, 2023, Heartland Tri-State Bank CEO Shan Hanes allegedly initiated a series of wire transfers, pulling $47 million out of the Elkhart, Kansas-based bank over a matter of weeks.
New York Community Bancorp surprised investors last week, but not in a good way.
Attendees at Bank Director’s Acquire or Be Acquired conference last week heard a lot about generative artificial intelligence — how it works, how to use it, the technology’s rapid uptake and potential benefits.
A group of herring fishermen could soon upend the regulatory landscape for banks.
A yearslong effort by the nation’s banks to avoid tougher limits on overdraft fees appears to have failed.
Like many in the industry, Tom Michaud sees the December decision by the Federal Reserve to pause increases to the federal funds rate as a positive sign.
“Artificial Intelligence: A Real World Approach” — the latest in-depth research report from Bank Director and FinXTech — reveals a number of use cases for artificial intelligence, from customer-facing and employee-assisting chatbots to tools that help financial institutions detect and prevent fraud. However, data constraints, regulatory concerns and a lack of internal focus can all prove barriers to integrating AI in the right way. In this webinar, learn more about how to leverage potential opportunities and approach risks associated with AI. This webinar is brought to you by: Microsoft.
Key indicators suggest that 2024 could be a big year for M&A activity in banking. On March 26, 2024 at 2:00 PM ET, please join Ardmore Banking Advisors for a live panel discussion with bank leaders on various aspects of current M&A activity in the industry, including: regulatory impact, credit quality, drivers of M&A, organic growth challenges, strategic considerations, and the importance of rigorous credit assessment in M&A deals. This webinar is brought to you by: Ardmore Banking Advisors
Drawing from Bank Director’s 2024 Risk Survey, members of the Bank Director and FinXTech editorial team focus on the key risks identified by community bankers, from the regulatory environment to vendor risk management and liquidity concerns.
How do you find the right technology to quickly grow volume deposits without “breaking the bank?” Sean Kouplen, President & CEO of Regent Bank, and Jessica Stejskal, SVP of Marketing, Bridgewater Bank, share with Kathleen Craig, CEO of Plinqit, why they opted for a high yield savings account (HYSA), the level of risk, who owns the customer, how it’s different from banking as a service (Baas) and more. This webinar is brought to you by: Plinqit.
Customer expectations demand that their institution supports them whenever and wherever they need it. This is challenging enough in normal times, but how do you still provide an optimal customer experience where there is pressure? This webinar explores how BMO has removed the friction of customer communication to create a vastly improved digital experience. But this experience was put to the test when BMO acquired Bank of the West last year and those customers had to undergo a digital banking conversion. This webinar is brought to you by: Agent IQ.
The agricultural industry faces unique challenges that can impact your lending decisions. This webinar equips you with the knowledge and strategies to effectively assess and mitigate risk in your ag loan portfolio. This webinar is brought to you by: Agri-Access.
The Corporate Governance Workshop is a must-attend for those new to serving on a bank’s board or those seeking directorship at a financial institution. Throughout the workshop, attendees are provided with a thorough grounding in corporate governance and important industry issues that greatly enhance the performance of individual directors.
Bank Director’s annual Bank Audit & Risk Conference surfaces key issues and challenges bank officers and directors must understand to thrive in today’s changing financial services industry. Whether it be data security, emerging technology, fraud, crisis management and/or the effectiveness of internal controls, this conference brings to light issues all bank leaders should know about.
The Corporate Governance Workshop is a must-attend for those new to serving on a bank’s board or those seeking directorship at a financial institution. Throughout the workshop, attendees are provided with a thorough grounding in corporate governance and important industry issues that greatly enhance the performance of individual directors.
The Bank Board Training Forum – now integrated with the Bank Compensation & Talent Conference – provides bank directors, officers and members of the board with the education and training needed to address the issues and challenges facing them in today’s highly regulated and rapidly evolving banking and financial services industry.
Bank Directors’ Acquire or Be Acquired Conference is the premier growth and strategy conference for bank CEOs, senior executives and board members, providing senior leadership teams with numerous opportunities to meet and network with peers who are interested in exploring growth opportunities, strategic initiatives, and business partnerships.
The Corporate Governance Workshop is a must-attend for those new to serving on a bank’s board or those seeking directorship at a financial institution. Throughout the workshop, attendees are provided with a thorough grounding in corporate governance and important industry issues that greatly enhance the performance of individual directors.
Bank Director’s annual Bank Audit & Risk Conference surfaces key issues and challenges bank officers and directors must understand to thrive in today’s changing financial services industry. Whether it be data security, emerging technology, fraud, crisis management and/or the effectiveness of internal controls, this conference brings to light issues all bank leaders should know about.
The Corporate Governance Workshop is a must-attend for those new to serving on a bank’s board or those seeking directorship at a financial institution. Throughout the workshop, attendees are provided with a thorough grounding in corporate governance and important industry issues that greatly enhance the performance of individual directors.
The Bank Board Training Forum – now integrated with the Bank Compensation & Talent Conference – provides bank directors, officers and members of the board with the education and training needed to address the issues and challenges facing them in today’s highly regulated and rapidly evolving banking and financial services industry.
Bank Directors’ Acquire or Be Acquired Conference is the premier growth and strategy conference for bank CEOs, senior executives and board members, providing senior leadership teams with numerous opportunities to meet and network with peers who are interested in exploring growth opportunities, strategic initiatives, and business partnerships.