Bill Demchak is chair, president and CEO of The PNC Financial Services Group Inc., one of the largest diversified financial services companies in the United States. Mr. Demchak joined PNC in 2002 as CFO. In July 2005, he was named head of PNC’s corporate and institutional banking responsible for PNC’s middle market and large corporate businesses, as well as capital markets, real estate finance, equity management and leasing. Mr. Demchak was promoted to senior vice chairman in 2009 and named head of PNC businesses in August 2010.

Before joining PNC in 2002, Mr. Demchak served as the global head of structured finance and credit portfolio for JP Morgan Chase.

Mr. Demchak is a member and chairman of the board of directors of the Bank Policy Institute and is a member of The Business Council. He serves as chairman of the Allegheny Conference on Community Development and is on the boards of directors of the Extra Mile Education Foundation and the Pittsburgh Cultural Trust.

Jack Milligan is editor-at-large of Bank Director magazine, a position to which he brings over 40 years of experience in financial journalism organizations. Mr. Milligan directs Bank Director’s editorial coverage and leads its director training efforts. He has a master’s degree in Journalism from The Ohio State University.