Erica is the managing principal of CLA’s specialized advisory value & risk services, with 25 years of experience in strategic and enterprise risk management. She helps clients navigate economic change, evaluate business strategies, and capitalize on opportunities. Her previous experience includes leading the national credit risk management service line for financial institutions consisting of outsourced loan reviews and other consulting services.  As a former federal regulator, bank risk director and senior commercial lender, Ms. Crain is equipped to evaluate financial institutions for overall safety and soundness and growth opportunities while strategically managing risk.

Susan Sabo is managing principal at CliftonLarsonAllen LLP.  She has more than 20 years of combined experience in public accounting and the financial institution industry, including experience with Fortune 500 financial services companies.  She serves as a principal of the firm’s Southeast financial institution practice, serving clients principally in the Carolinas, Georgia, Tennessee and Florida.  Her responsibilities include providing engagement oversight in the areas of assurance and internal audit.  Ms. Sabo provides board advisory and management consulting services in the areas of strategic planning and mergers and acquisitions.  She has been involved in multiple mergers and acquisitions of sizes ranging from $150 million to $500 billion with engagement at all stages of the process.