Session Presenters

David Ruffin
Principal

Breakout III: Why Smart-focused M&A Loan Review is Critically Important Now

With the combination of rampant inflation, record velocity in rate increases and the weaning off of pandemic government assistance, the likelihood of heightened credit stress is all but guaranteed. Irrespective of current credit metrics being very benign, these are trailing indicators — and subject to change dramatically. In this environment, no prospective acquirer should be satisfied with call report data or previous loan review reports to extrapolate a target’s embedded credit quality.

Session Sponsor

Session Resources

  • Why Smart-focused M&A Loan Review is Critically Important Now
  • Advice to Bank Directors: Don’t Be Reactive on Credit Quality