Frank Farone is a managing director at Darling Consulting Group.  Mr. Farone consults nationwide with CEOs and CFOs of financial institutions to increase earnings through the proactive management of capital, liquidity/funding risk and interest rate risk.  He is a frequent speaker and author on topics such as industry issues and trends, funding solutions, regulatory issues, interest rate risk management, capital management and derivatives hedging techniques.

Mr. Farone was designated a “top-rated” speaker by FMS and is well known for his popular seminar “Turbo Charging Your ALCO Process,” having helped thousands of bankers across the country.

Joe Kennerson is a managing director at Darling Consulting Group.  He works directly with senior management teams on building customized balance sheet strategies to improve earnings and manage risk.  He strives to be an expert in overall asset liability management and educates ALCOs in the inevitable balance of financial performance and regulatory appeasement.  In 2021, Mr. Kennerson spoke at 28 industry associations reaching nearly 3,000 bankers.  He is an expert at helping bring clarity to the complex and delivers a high level of energy to his ALM presentations.

Mr. Kennerson has been with DCG since 2005, where he has benefited from working with nearly a thousand ALCOs throughout the country on ALM and strategic initiatives. 

Matt Pieniazek is president and CEO of Darling Consulting Group.  Mr. Pieniazek works with banks nationwide to ensure that their asset liability management process becomes a sustainable profit center through accurate risk assessment and the development of tailored solutions for earnings enhancement and risk mitigation.  He is a frequent speaker and author on balance sheet management topics.

Prior to DCG’s inception in 1991, Mr. Pieniazek was an audit manager and consultant at KPMG Peat Marwick.