Session Presenters
David Ruffin
Principal
IntelliCredit, A Division of QwickRate
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About the presenter
Presented by
David Ruffin
Principal
IntelliCredit, A Division of QwickRate
David Ruffin is a principal at IntelliCredit, A Division of QwickRate. His extensive experience in the financial industry includes an emphasis on credit risk in a variety of roles that range from bank lender and senior credit officer to co-founder of the successful Credit Risk Management, LLC consultancy and professor at several banking schools. A prolific publisher of credit-focused articles, he is a frequent speaker at trade association forums, where he shares insights gained helping lending institutions evaluate credit risk—in both its transactional form as well as the risk associated with portfolios based on a more emergent macro strategy. Over the course of decades, Mr. Ruffin has led teams providing thousands of loan reviews and performed hundreds of due diligence engagements focused on M&A and capital raising.
Breakout 3: The Board’s Role in Overseeing Credit Quality in More Stressful Times
This session explores the complementary but distinct roles of the board and management and practical suggestions on how those roles can be successfully managed. Regulatory expectations are addressed as well as meeting fiduciary duties and strategic imperatives. We also discuss stress testing limits and techniques and strategies to manage and control CRE and other asset-liability concentrations will be emphasized.
Session Resources
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The Board’s Role in Overseeing Credit Quality in More Stressful Times
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Loan Review Best Practices: Key to Combating Credit Risk