A recent law sets forth guidelines for U.S. companies to issue stablecoins, potentially opening up a new avenue for banks to participate in digital assets. Signed into law by President Donald Trump in July, the bill establishes a regulatory framework for stablecoins, including reserve requirements and a rulemaking deadline for financial regulators. Big banks, such as Bank of America Corp. and Citigroup, have already signaled their intent to explore their own stablecoin strategies. And the broader acceptance of stablecoin will likely mean new competitive threats and opportunities — in payments and deposit-taking — for the rest of the industry. A…

Effective corporate governance begins in the boardroom, with directors providing guidance and oversight of the bank’s strategic plan. But what makes for effective leadership within the board itself? Bank Director’s 2025 Governance Best Practices Survey, sponsored by the law firm Bradley Arant Boult Cummings, provides a glimpse into where board leadership is succeeding — and where it may have room for improvement. An effective board chair can articulate a long-term vision for the board and manage dynamics within the group so that each director plays to their own strengths, says Robert Maddox, a partner at Bradley. Board meetings typically stick…