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10/11/2023

Credit Storm

With more than $1 trillion in commercial real estate debt maturing in 2023-24, how can banks work with their clients — and protect themselves?

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About the authors
Written by
Emily McCormick Vice President of Editorial & Research

Emily McCormick is Vice President of Editorial & Research for Bank Director. Emily oversees research projects, from in-depth reports to Bank Director’s annual surveys on M&A, risk, compensation, governance and technology. She also manages content for the Bank Services Program, including Bank Director’s Online Training Series. In addition to speaking and moderating discussions at Bank Director’s in-person and virtual events, Emily writes and edits for Bank Director magazine, BankDirector.com and Bank Director’s weekly newsletter, The Slant. She started her career in the circulation department at the Knoxville News-Sentinel and graduated summa cum laude from The University of Tennessee with a bachelor’s degree in Spanish and International Business.

Emily McCormick
Vice President of Editorial & Research
In 2022, when it became evident that inflation wasn’t transitory after all, and the Federal Reserve began raising rates, Mike Kubacki, the chairman of $6.5 billion Lakeland Financial Corp., had a realization. “Mike looked around the boardroom and said, ‘I may be the only person in this room that has ever actually been involved in business during an extreme inflationary environment, in combination with a rising rate environment.’ And he was correct,” recalls David Findlay, the CEO of Lakeland and its subsidiary, Lake City Bank in Warsaw, Indiana. Few in banking today have experienced the one-two punch of high interest rates and…

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WRITTEN BY

Emily McCormick

Vice President of Editorial & Research

Emily McCormick is Vice President of Editorial & Research for Bank Director. Emily oversees research projects, from in-depth reports to Bank Director’s annual surveys on M&A, risk, compensation, governance and technology. She also manages content for the Bank Services Program, including Bank Director’s Online Training Series. In addition to speaking and moderating discussions at Bank Director’s in-person and virtual events, Emily writes and edits for Bank Director magazine, BankDirector.com and Bank Director’s weekly newsletter, The Slant. She started her career in the circulation department at the Knoxville News-Sentinel and graduated summa cum laude from The University of Tennessee with a bachelor’s degree in Spanish and International Business.