Point of View

What an Algorithm Can’t Replace I remember my first interaction with a community banker as a customer. We sat outside under an awning at a deli in Nashville, Tennessee. David Vernich patiently listened to my aspirations and career path while I downed an Asian BBQ tofu sandwich. All this because I had applied for a $195,000 loan to buy an investment property, plus a $100,000 home equity line of credit on my personal home. They were small loans even for a bank the size of Vernich’s, which had $930 million in assets. Hardly worth the time. When I called him…

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Naomi Snyder


Editor-in-Chief Naomi Snyder is in charge of the editorial coverage at Bank Director. She oversees the magazine and the editorial team’s efforts on the Bank Director website, newsletter and special projects. She has more than two decades of experience in business journalism and spent 15 years as a newspaper reporter. She has a master’s degree in journalism from the University of Illinois and a bachelor’s degree from the University of Michigan.

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