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When opportunity knocks during the next crisis, Johnny Allison expects to be ready. “Our regulators have told us to keep our powder dry, that they’re going to need us,” says Allison, CEO and chairman of $22 billion Home BancShares in Conway, Arkansas. He’s done it before. Allison’s banks have flourished through crises. Decades ago, he owned a small bank that bought pieces of failed savings and loans from the Resolution Trust Corp., a long-gone federal agency tasked with cleaning up the savings and loan crisis from 1989 to 1995. Later, after the financial crisis of 2007-08, Allison — now leading…
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