Risk Pressures Intensify in 2024

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Craig Sanders

Amid intense competition for deposits and compressed net interest margins, bank leaders are focused on managing deposit pricing and liquidity, says Craig Sanders, a partner with Moss Adams. Banks have also faced heightened regulatory scrutiny, including greater pressure on fee income that could impact profitability. Regulators are also focused on technology, including the use of artificial intelligence technologies and partnerships with fintechs. In response, banks are ramping up vendor management practices. 

Topics include:  

  • Liquidity Management 
  • Regulatory and Compliance Risk 
  • Fee Income Challenges 
  • Artificial Intelligence Oversight 

Bank Director’s 2024 Risk Survey, sponsored by Moss Adams LLP, examines key risk areas facing the banking industry, including regulatory pressures, cybersecurity and balance sheet risks. . The survey results are also explored in the 2nd quarter 2024 issue of Bank Director magazine.


Craig Sanders


Craig Sanders is a partner at Moss Adams LLP. He has provided audit and IT security services since 1999. He works with clients in the financial services industry to implement core business systems, internet banking and cash management platforms, business continuity and disaster recovery planning and programs, GLBA compliance and telecommunications and security systems.