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Technology
10/08/2026

AI Oversight Starts With Strategy and Risk

Bank leaders share how boards can strengthen their oversight of artificial intelligence through committees and enhanced reporting.

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About the authors
Written by
Emily McCormick Vice President of Editorial & Research

Emily McCormick is Vice President of Editorial & Research for Bank Director. Emily oversees research projects, from in-depth reports to Bank Director’s annual surveys on M&A, risk, compensation, governance and technology. She also manages content for the Bank Services Program, including Bank Director’s Online Training Series. In addition to speaking and moderating discussions at Bank Director’s in-person and virtual events, Emily writes and edits for Bank Director magazine, BankDirector.com and Bank Director’s weekly newsletter, The Slant. She started her career in the circulation department at the Knoxville News-Sentinel and graduated summa cum laude from The University of Tennessee with a bachelor’s degree in Spanish and International Business.

Emily McCormick
Vice President of Editorial & Research
When $317 million Decatur County Bank got serious about AI earlier this year, CEO Kirk Goehring knew he had to get his board up to speed. That meant creating a quarterly report that could better inform directors who weren’t tech-savvy. “The first one we sent [described], ‘What are we doing with AI? How are we using it? And why do we think it’s safe?’” says Goehring. The short, “plain language” reports, he explains, have described what tools and vendors are used by the Decaturville, Tennessee-based bank, and how bank and customer data is protected. He has shared the same information…

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WRITTEN BY

Emily McCormick

Vice President of Editorial & Research

Emily McCormick is Vice President of Editorial & Research for Bank Director. Emily oversees research projects, from in-depth reports to Bank Director’s annual surveys on M&A, risk, compensation, governance and technology. She also manages content for the Bank Services Program, including Bank Director’s Online Training Series. In addition to speaking and moderating discussions at Bank Director’s in-person and virtual events, Emily writes and edits for Bank Director magazine, BankDirector.com and Bank Director’s weekly newsletter, The Slant. She started her career in the circulation department at the Knoxville News-Sentinel and graduated summa cum laude from The University of Tennessee with a bachelor’s degree in Spanish and International Business.