09/29/2016

Unit 17: Understanding Interest Rate Risk



Video Length: 24 Minutes
Released: September 2016
Presenter: Ben Lewis
Download Glossary

Is your bank ready for a rising rate environment? Interest rates have been at historically low levels for several years now, which has led to margin compression throughout the banking industry. But a rising rate scenario isn’t necessarily a solution to that problem, depending on how the bank has structured its balance sheet. This video will provide a broad overview of how interest rates impact a typical bank, review the fundamentals of asset/liability management and identify the questions that bank boards should be asking management about how rising rates would affect their institution.

Topics include:

  • What Is Interest Rate Risk?
  • Asset/Liability Management
  • Solutions to Address Interest Rate Risk

A glossary of banking terms is included with each video unit.

About the presenter

Ben Lewis works in Chatham’s Hedge Advisory group advising financial institutions in the western United States. He manages relationships with community and regional financial institutions to help hedge their balance sheet interest rate risk through the use of derivatives as well as enable them to offer derivative products to their qualified commercial borrowers.

Tricia Lesh

Vice President of Marketing

Tricia Lesh is Vice President of Marketing for Bank Director and manages the production and development projects for BankDirector.com and FinXTech.com. In addition, Tricia is focused on leading the direction of the company’s marketing, public relations and branding initiatives. A graduate of Belmont University, Tricia has more than 20+ years of experience in the financial industry, working in institutions with assets ranging from $500 million to $2.2 billion.