Quantitative tightening, rising interest rates and decreased demand from your small business borrowers can all be alarming during a recession. Still, there are ways to navigate these treacherous waters. During these times, digital channels create opportunities for banks to serve more business customers, expand market share and increase revenue at a lower cost. Banks that embark on this strategy to leverage AI-powered innovations in analytics and data-driven decision-making can gain a decisive competitive advantage. Making data a competitive advantage and leveraging data for data-driven decisioning can create significant value for customers. By providing them with value-added products at the right time, banks are empowered with cross-selling opportunities, thereby increasing profitability for the bank and building a recession-resilient portfolio.