Marriott Magnificent Mile
June 12 – 14, 2023

Day 1

| Tuesday, June 13
06/13/23 8:00 am – 8:10 am Chicago Ballroom A-E

Welcoming Remarks

Michelle King,

President

,

Bank Director and FinXTech

Laura Schield,

Chief Operating Officer

,

Bank Director

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06/13/23 8:10 am – 9:00 am Chicago Ballroom A-E

Banking in the Current Environment

Brandon Koeser,

Director, Risk Consulting

,

RSM US LLP

The macroeconomy, increasing regulatory focus and growing external factors are influencing bank risk at an increasing rate. In this session we set the stage on how each of these factors are impacting banking today and what you should consider for tomorrow to minimize the risk to your organization.

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06/13/23 9:00 am – 9:50 am Chicago Ballroom A-E

The Realities of Regulation

Jim Bergin,

Partner

,

Arnold & Porter

Erik Walsh,

Counsel

,

Arnold & Porter

Robert Azarow,

Partner

,

Arnold & Porter

This session explores the leading bank regulatory, examination and enforcement issues that all bank audit and risk committees must be prepared to manage.

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06/13/23 10:05 am – 10:55 am Chicago Ballroom A-E

Risky Business

Gary Bronstein,

Partner

,

Kilpatrick Townsend & Stockton LLP

Tim Eischeid,

Partner

,

FORVIS

Will Robinson,

Chief Executive Officer

,

Encapture

Naomi Snyder,

Editor-in-Chief

,

Bank Director

There are countless risks facing banks today. What are the most prominent ones, and what can your bank do to mitigate these risks as efficiently and effectively as possible?

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06/13/23 11:05 am – 11:55 am Marriott Ballroom

Breakout 1: How to Use Data to Manage Risk at Your Bank

Erica Carlson,

Principal

,

CliftonLarsonAllen LLP

Todd Sprang,

Principal

,

CliftonLarsonAllen LLP

Banks are overwhelmed with data from customers and other sources. This session discusses ways to harness that data to generate value and growth for your institution.

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06/13/23 11:05 am – 11:55 am Avenue Ballroom

Breakout 2: Embracing the Volatility Brought on by CECL

Patrick Vernon,

Senior Manager, Advisory Services

,

Crowe LLP

Following a second wave of the CECL adoption, two common questions continue to rise to the forefront for both initial adopters and second-wave adopters alike: How have reserves been trending given recent economic volatility and inflation concerns? How should model validation be incorporated into a robust risk management strategy? This session provides feedback on real trends observed in the industry and shares experiences as to how CECL reserves have fluctuated in recent months. Topics discussed include common pitfalls observed in the integration of a model risk management strategy and pillars of an effective plan for CECL model validation.

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06/13/23 11:05 am – 11:55 am Chicago Ballroom F-H

Breakout 3: Managing Credit Risk in Uncertain Economic Times

Trang Sumpter,

Director

,

Moss Adams LLP

When the unknowns can be scarier than the knowns, it’s best to be prepared. This goes beyond simply providing data tables and charts, but really understanding credit risk management from a holistic view. This session provides organizations from the board to senior management at financial institutions several key credit best practices in managing their credit risk while managing growth.

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06/13/23 1:00 pm – 1:50 pm Marriott Ballroom

Breakout 1: Reimagining the Internal Audit

Stacia Vernon,

Senior Manager, Consulting Services

,

Crowe LLP

Financial services organizations have changed radically – and are still changing – but the internal audit process has not kept pace with that change. This presentation helps reinvent your internal audit by revealing four “Pillars of the Future” to help you transform your process to adapt to change. Discover tangible ways to not only make your internal audit process more human centered but also leverage technology and data to improve your processes as you innovate and move into the new age of internal audit.

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06/13/23 1:00 pm – 1:50 pm Avenue Ballroom

Breakout 2: Why Getting More From Your Loan Review Is Now Critical

David Ruffin,

Principal

,

IntelliCredit, A Division of QwickRate

A loan review is a strategic asset for community banks and should be treated like one. While this hasn’t been the case for decades, bankers are now realizing that new, dramatically improved processes — ones that can also be used for both internal and annual reviews — will not only make loan reviews more efficient, effective and less intrusive to credit teams’ day-to-day schedules, but provide a source of valuable information to help the bank detect risk earlier. This capability is especially critical during unsettled credit times. This session covers innovative approaches and best practices that can profoundly reduce the burden that a loan review traditionally placed on community bank teams — while also making this important discipline a more constant and strategic tool for minimizing credit risk that lies ahead.

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06/13/23 1:00 pm – 1:50 pm Chicago Ballroom F-H

Breakout 3: Transformative Teams: Turning “Cost Center” Functions Into Strategic Innovators

Michelle Prohaska, Chief Risk & Compliance Officer

This session discusses strategies for creating or developing transformative compliance, risk, audit and operational functions that support your innovation efforts – whether in partnership with fintechs, internal initiatives or something in between. We dive into best practices for due diligence, managing third-party risk and partnering with internal and external teams to drive innovation forward.

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06/13/23 2:05 pm – 2:55 pm Marriott Ballroom

Breakout 1: Demystifying Zero Trust Security

Omar Refaqat, Managing Director

During this breakout session, we delve deeper into Zero Trust security by exploring the foundational concepts that apply at the organizational level. We move beyond the buzzwords to understand how this security model offers a comprehensive and adaptive approach to minimize the risk of cyber-attacks and breaches. We also touch on the federal government’s adoption of zero trust principles and related regulatory expectations documented by the FFIEC, particularly as they impact financial institutions. Finally, we discuss a set of principles that directors can utilize to oversee the technology risk management function of their institutions.

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06/13/23 2:05 pm – 2:55 pm Avenue Ballroom

Breakout 2: Building and Scaling a Best-In-Class Cannabis Banking Program

Josh Lanouette, Head of Financial Crimes & Business Process Transformation
Stacy Litke,

VP of Banking Programs

,

Green Check Verified

More banks than ever are now serving the state-legal cannabis industry, garnering low-cost deposits, additional fee income and a host of other benefits. But what goes into running and scaling a successful program? In this session, hear directly from a bank at the forefront of this line of business and take away practical insights on how to work safely and effectively with cannabis-related businesses.

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06/13/23 2:05 pm – 2:55 pm Chicago Ballroom F-H

Breakout 3: Compensation, Regulatory Oversight & Liquidity – What Have We Learned?

Todd Leone,

Partner

,

McLagan

Chris Richter, Associate Partner

Given the downfalls of SVB and Signature, what does that portend for incentive compensation plans? While the dust is clearly settling, a few things are very clear. First, this is different from the Great Recession in many ways. Second, proper risk review of incentive plans is both important and needs to evolve. Last, with any crisis, more regulation is coming.

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06/13/23 3:05 pm – 3:15 pm Chicago Ballroom A-E

What Your Peers Think

Emily McCormick,

Vice President of Editorial & Research

,

Bank Director

In this session we share key findings from our Bank Director research and insight studies.

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06/13/23 3:30 pm – 4:20 pm Chicago Ballroom A-E

Walking A Tightrope: Cyber Risks

Ben LeClaire, Senior Manager
Joshua Sitta, Co-founder & CISO
Kiah Lau Haslett,

Banking & Fintech Editor

,

Bank Director

In today’s operating environment, cybersecurity risk is one of the top risk management concerns for many banks. During this session, we dig into why it’s imperative for bank directors and executives to be actively involved in overseeing the management of technology and cybersecurity risks.

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Day 2

| Wednesday, June 14
06/14/23 8:00 am – 8:15 am Chicago Ballroom A-E

Day Two Welcoming Remarks

Michelle King,

President

,

Bank Director and FinXTech

Laura Schield,

Chief Operating Officer

,

Bank Director

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06/14/23 8:15 am – 9:05 am Chicago Ballroom A-E

Regulation, Risk & Resiliency: Lessons From A Former Bank Regulator

Sydney Menefee,

Partner

,

Crowe LLP

In this session, a former bank regulator shares insights from working with successful (and unsuccessful) banks over 20 years. Topics include: how to navigate pending legislation, regulation and “supervision by speech,” the biggest risk facing banks (hint: it is not the Big 3 – compliance, credit or cyber) and how strategic risk management is at the root of truly resilient organizations.

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06/14/23 9:15 am – 10:05 am Marriott Ballroom

Breakout 1: Cyber Risk and Community Banks: A Rapidly Evolving Exposure

Justin Corey,

SVP, Head of Business Development

,

NFP

Lauren Kim,

Managing Director

,

NFP

Cyber risk mitigation has become a critical aspect of day-to-day operations across a wide array of industries. As a response, the global cyber insurance market has experienced unprecedented volatility and has become considerably more difficult to navigate. Premiums have increased exponentially while coverage has become more restrictive, underwriting more laborious, and adequate limits harder to obtain. How does the Community Bank sector fit into this new normal? What steps can your bank take do to be proactive?

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06/14/23 9:15 am – 10:05 am Chicago Ballroom A-E

Breakout 2: How to Value the Performance of Your Loan Review Department

Peter Cherpack,

EVP, Senior Director of Credit Technology, Partner

,

Ardmore Banking Advisors, Inc.

Bank boards are concerned about future economic conditions and the impact on loan portfolios, but it is getting harder to find and retain credit risk professionals. A bank’s loan review department should be a true third line of defense to protect the bank from credit risk. What process should you follow to determine if it is bringing the bank the value it should? Join Ardmore Banking Advisors for a tactical review of attributes of a successful, effective and efficient loan review department. Know the questions to ask, like: Is our department scope appropriate for our sized bank? Is our penetration and staffing sufficient? Are we leveraging available technology? Understand the right answers and what improvements are possible to improve your capabilities.

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06/14/23 9:15 am – 10:05 am Chicago Ballroom F-H

Breakout 3: A Vendor Management Program

Dana Polentz,

Director, Audit & Advisory

,

RADD LLC

Financial Institutions must ensure their vendor management programs are reviewed at least annually in order to ensure relationships, mitigate potential risk and to stay in compliance with regulatory requirements. A vendor management program is more than just having policy and procedures in place. It ensures vendor selections are in line with policy; contracts include confidentiality and privacy concerns/standards; contracts and SLAs are measured according to vendor risk rating; and appropriate oversight of vendors occurs to ensure expectations are met and/or termination has occurred.

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06/14/23 10:20 am – 11:10 am Marriott Ballroom

Breakout 1: Mitigating Compliance Risk with Machine Learning

Will Robinson,

Chief Executive Officer

,

Encapture

With changes in regulatory requirements, how does a bank or fintech navigate the changes, attain and maintain compliance talent and uphold data integrity across the banking platforms? Many are turning towards automation to keep up and minimize risk. Join us in this session to learn how many banks are leveraging machine learning to make banking and compliance document processing faster and easier.

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06/14/23 10:20 am – 11:10 am Chicago Ballroom A-E

Breakout 2: 10 Questions on the State of Fair Lending from Banker to Fintech

Mark Dreux,

Growth

,

Stratyfy

Shannan Herbert,

EVP Inclusive Credit

,

Stratyfy

The CFPB has made it clear that underwriting models must search for less discriminatory alternatives or face fair lending non-compliance. In this session, we discuss the tools and techniques available in the market that will not only help you remain compliant (by reducing bias) but also increase your revenue.

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06/14/23 10:20 am – 11:10 am Chicago Ballroom F-H

Breakout 3: The Importance of Board Evaluations

Jim Plagge, President & CEO
Kristina Schaefer, EVP, Chief Risk & Administrative Officer, General Counsel
Emily McCormick,

Vice President of Editorial & Research

,

Bank Director

Board evaluations can play a prominent role in improving corporate governance practices, but too many bank boards don’t assess their performance regularly or leverage the results to truly enhance their oversight capabilities. In this session, gain a real-world perspective on the board evaluation process, and how the results can be used to create positive change at the board and committee levels.

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06/14/23 11:20 am – 12:10 pm Chicago Ballroom A-E

Risk & Audit Issues

Mary-Margaret Henke,

Audit Committee Chair

,

InBank

Steve Kent,

Director and Risk Committee Chair

,

Byline Bank

Jack Milligan,

Editor-at-Large

,

Bank Director

This panel of bankers discusses the latest issues and topics surrounding audit and risk committees.

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06/14/23 11:55 am – 12:00 pm Griffin Ballroom

Closing Remarks

Michelle King,

President

,

Bank Director and FinXTech

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