Magazine : Archives : 4th Quarter 2013
Nifty 50
The last couple of years have been pretty dreary for much of the U.S. banking industry. The Great Recession technically ended in June 2009, according to the National Bureau of Economic Research, the private research organization that keeps track of the economy’s ups and downs. Still, many commercial banks have struggled since then to grow their earnings in what continues to be a very challenging operating environment. Lukewarm economic growth has kept many business borrowers on the sidelines and led to intense competition among lenders for what commercial credits are available. Interest rates on loans have declined precipitously, which has...
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