Magazine : Archives : 3rd Quarter 2018

Is Smaller Better?

Bank Director's 2018 Bank Performance Scorecard Click below to see this year's rankings. Top 25 Banks $50 Billion and Above $5 Billion up to $50 Billion $1 Billion up to $5 Billion Consolidation of the U.S. banking industry over the past 30-plus years has created a class of very large and highly diversified institutions, including four that have well over $1 trillion in assets. But these much bigger banks aren’t necessarily better, at least when it comes to their financial performance. Size often brings organizational complexity that makes it more difficult to manage such a large enterprise efficiently and effectively...