Magazine : Archives : 3rd Quarter 2017

Paying it Forward

This story describes: What's behind M&T's consistent success. Why M&T works like a community bank. M&T's unique role reshaping public schools in Buffalo, New York. Could one of the largest financial institutions in the country also be a great community bank? Any bank that exceeds $50 billion in assets carries the regulatory designation of being a Systemically Important Financial Institution, or SIFI. As such, they are subject to stricter supervision by the Federal Reserve than smaller banks receive, including higher capital requirements and mandatory stress testing. A community bank is an amorphous concept that means different things to different people,...