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What Trump 2.0 Could Mean for Banks
Donald Trump’s return to the White House is expected to usher in a friendlier regulatory environment for the banking industry in 2025. The question is how quickly those changes could take effect. “At a high level, there’s an incredible amount of optimism in the industry that there is going to be a meaningful change in the regulatory environment,” says Brandon Koeser, financial services industry senior analyst with RSM US. The regime change may mean the rollback of certain regulations, or a more beneficial interpretation of existing rules and regulations from new agency heads appointed by Trump. The Independent Community Bankers…
Governance Shortfalls Preceded Collapse at Republic First
A dysfunctional board and management team was a significant factor leading to the failure of the $6 billion Republic First Bank in Philadelphia, according to a regulatory post-mortem report. The bank failed in April 2024 over a liquidity issue. As maturities came due on advances, the bank realized it would have to sell securities at a loss that had been held-to-maturity, which meant the bank would become critically undercapitalized. A November 2024 report issued by the Federal Deposit Insurance Corp.’s Office of Inspector General offers more details about the governance issues and other problems the company experienced in the months…
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WRITTEN BY
Laura Alix
Director of Research
Laura Alix is the Director of Research at Bank Director, where she collaborates on strategic research for bank directors and senior executives, including Bank Director’s annual surveys. She also writes for BankDirector.com and edits online video content. Laura is particularly interested in workforce management and retention strategies, environmental, social and governance issues, and fraud. She has previously covered national and regional banks for American Banker and community banks and credit unions for Banker & Tradesman. Based in Boston, she has a bachelor’s degree from the University of Connecticut and a master’s degree from CUNY Brooklyn College.