Issues : Strategy

BD Article
article | Strategy November 20th, 2019

Beware the Shadow Banks

Credit quality is still pristine, but some fear that nonbank lenders are taking too much risk.

By: Jack Milligan, editor-in-chief for Bank Director
article | Strategy November 15th, 2019

How Operations Cost Banks Time, Money and Customers

Banks that can contain their costs in the face of unprecedented change are the most likely to survive.

By: Tom Grottke, Bill McNamara
article | Strategy November 12th, 2019

Build or Buy: The Best Way to Start a Bank Today

Potential bank organizers must weigh the pros and cons of forming a de novo bank versus buying an existing bank charter in the current regulatory and economic environment.

By: Neil Grayson, Ben Barnhill, B.T. Atkinson
article | Strategy November 4th, 2019

Your Bank’s Culture Needs a Brand

Banks should look for ways to leverage and broadcast their culture to attract and keep top talent.

By: Jonathan Rowe
BD Article
article | Strategy November 1st, 2019

The Year that Changed Banking

How one year fundamentally altered expectations around teamwork, culture and performance.

By: Al Dominick, CEO of Bank Director and FinXTech
view_point | Strategy October 17th, 2019

Window of Opportunity for Sub Debt

Market activity is up significantly, and bank management teams who are prepared to act quickly can capitalize on the opportunity.

By: Joseph Ceithaml, Bill Fay
view_point | Strategy October 17th, 2019

Can the Industry Handle the Truth on Credit Quality?

Although credit indicators are pristine right now, this good news will not last.

By: Chris Marinac
FinXTech
article | Strategy October 16th, 2019

How Pacific Mercantile Bank Stumbled Onto Its Most Profitable Business Line

A thought experiment at Pacific Mercantile Bank led its executives to a fast-growing and profitable new line of business.

By: Kiah Lau Haslett, managing editor for Bank Director
article | Strategy October 14th, 2019

Real-Time Decisions for Real-Time Payments

Banks need to prepare now for the potential rollout of real-time payment capabilities across the industry.

By: Michael Carter
FinXTech
article | Strategy September 11th, 2019

Three Things You Missed at Experience FinXTech

Discussions between technology companies and financial institutions at Bank Director’s Experience FinXTech event yielded three important takeaways for the banking industry.

By: John J. Maxfield, executive editor for Bank Director magazine