Issues : Retail
What has to happen to your bank’s consumer checking line-up now that Durbin is done? (Plus, what are the effects of FDIC and OCC overdraft guidance and the first year negative impact of the Reg E changes.)
An analysis by Keefe, Bruyette & Woods shows that TCF Financial in Wayzata, Minnesota; Synovus Financial Corp. in Columbus, Georgia; Regions Financial Corp. in Birmingham, Alabama; and BancorpSouth, Inc. in Tupelo, Mississippi have the most impact.
One consultant explains why banks could benefit by offering customers budgeting and saving help online.
Mike Branton, Managing Partner of StrategyCorps shares ways financial institutions can move customers from free to fee based checking and still keep them happy.