Issues : Regulation
Weighing the Benefits of a State Charter
Some national banks could gain significant benefits through conversion to a state charter.
Regtech Transforms the Financial Crimes Ecosystem
A revolution in regulatory technology that addresses compliance challenges in the financial services sector has created the opportunity for a “new normal” in anti-money laundering (AML) and sanctions compliance.
Navigating the Difficult Terrain of Money Transmission Laws
Companies engaged in virtual currency transmission face a disparate set of state requirements as that market expands.
Banks May Get Capital Relief
An interagency proposal addresses banks’ complaints that too many commercial real estate loans were considered high risk, and raises limits on mortgage servicing and deferred tax assets that can be counted toward capital.
Trump’s Big Chance to Remake Banking’s Regulatory Leadership
The Trump administration will have the opportunity over the next 18 months to appoint new heads at the three bank regulatory agencies.
Fairness in the Device-Driven Era
The device-driven lifestyle has brought new opportunities for banks to deliver their products and services digitally.
New Rules for Financial Firms in New York Put New Onus on Boards
The New York Department of Financial Services’ new cybersecurity rules expand on what’s already in place.
Keeping an Eye on the Red Line: Avoiding Fair Lending Regulations
Making sure regulators don’t decide your bank is redlining is important. Here’s what to keep in mind.
What Are the Prospects for Regulatory Reform?
The Trump administration promises regulatory reform. What are the chances it will succeed?
What Recent Deals Say about the Federal Reserve’s Focus on Fair Lending
A review of the latest bank mergers and acquisitions reveals a Federal Reserve focus on fair lending compliance.