Issues : Regulation
Protecting Elderly Customers from Financial Abuse
Banks play an important role in protecting their elderly customers. Here’s how to address the issue.
Making the Most of Tax Reform
Tax reform promises higher earnings, but boards should understand its strategic impact on the bank’s business.
Are We on the Cusp of the Next De Novo Wave?
Regulatory openness, along with a market rife with capital and talent, could signal the formation of more de novo banks.
Federal Historic Tax Credits Offer an Investment Opportunity
For many bankers, the words “tax credit” conjure the specter of Community Reinvestment Act investments that don’t conform with their bank’s rigorous credit policies.
Tax Certainty in Uncertain Times
These evergreen tax-saving tools can help financial institutions invest in growth.
Changing the Regulatory Landscape
The current administration can reshape the banking industry through its regulatory appointments.
Weighing the Benefits of a State Charter
Some national banks could gain significant benefits through conversion to a state charter.
Regtech Transforms the Financial Crimes Ecosystem
A revolution in regulatory technology that addresses compliance challenges in the financial services sector has created the opportunity for a “new normal” in anti-money laundering (AML) and sanctions compliance.
Navigating the Difficult Terrain of Money Transmission Laws
Companies engaged in virtual currency transmission face a disparate set of state requirements as that market expands.
Banks May Get Capital Relief
An interagency proposal addresses banks’ complaints that too many commercial real estate loans were considered high risk, and raises limits on mortgage servicing and deferred tax assets that can be counted toward capital.