Issues : Regulation

article | November 17th, 2017

Weighing the Benefits of a State Charter

Some national banks could gain significant benefits through conversion to a state charter.

By: John Reichert, Jim Sheriff
article | November 15th, 2017

Regtech Transforms the Financial Crimes Ecosystem

A revolution in regulatory technology that addresses compliance challenges in the financial services sector has created the opportunity for a “new normal” in anti-money laundering (AML) and sanctions compliance.

By: Brian Creagh, Arjun Kalra, George Kunkel
article | October 20th, 2017

Navigating the Difficult Terrain of Money Transmission Laws

Companies engaged in virtual currency transmission face a disparate set of state requirements as that market expands.

By: Lee Schneider, Naeha Prakash
BD Article
article | October 6th, 2017

Banks May Get Capital Relief

An interagency proposal addresses banks’ complaints that too many commercial real estate loans were considered high risk, and raises limits on mortgage servicing and deferred tax assets that can be counted toward capital.

By: Naomi Snyder
BD Article
article | July 28th, 2017

Trump’s Big Chance to Remake Banking’s Regulatory Leadership

The Trump administration will have the opportunity over the next 18 months to appoint new heads at the three bank regulatory agencies.

By: Jack Milligan, editor-in-chief for Bank Director
viewpoint | July 17th, 2017

Fairness in the Device-Driven Era

The device-driven lifestyle has brought new opportunities for banks to deliver their products and services digitally.

By: Ken Achenbach
article | July 10th, 2017

New Rules for Financial Firms in New York Put New Onus on Boards

The New York Department of Financial Services’ new cybersecurity rules expand on what’s already in place.

By: Dottie Schindlinger
article | June 19th, 2017

Keeping an Eye on the Red Line: Avoiding Fair Lending Regulations

Making sure regulators don’t decide your bank is redlining is important. Here’s what to keep in mind.

By: Michael Dailey, John Bowman
article | June 7th, 2017

What Are the Prospects for Regulatory Reform?

The Trump administration promises regulatory reform. What are the chances it will succeed?

By: Matthew Dyckman, William Stern
article | May 31st, 2017

What Recent Deals Say about the Federal Reserve’s Focus on Fair Lending

A review of the latest bank mergers and acquisitions reveals a Federal Reserve focus on fair lending compliance.

By: Robert Azarow, Eleni Zanias, Kevin Toomey, Robert Fischbeck