Issues : Regulation

article | Regulation February 28th, 2018

Protecting Elderly Customers from Financial Abuse

Banks play an important role in protecting their elderly customers. Here’s how to address the issue.

By: Nick Losurdo
Bank Services
article | Regulation January 18th, 2018

Making the Most of Tax Reform

Tax reform promises higher earnings, but boards should understand its strategic impact on the bank’s business.

By: Emily McCormick, vice president of research for Bank Director
article | Regulation December 26th, 2017

Are We on the Cusp of the Next De Novo Wave?

Regulatory openness, along with a market rife with capital and talent, could signal the formation of more de novo banks.

By: Michael Dailey
article | Regulation December 20th, 2017

Federal Historic Tax Credits Offer an Investment Opportunity

For many bankers, the words “tax credit” conjure the specter of Community Reinvestment Act investments that don’t conform with their bank’s rigorous credit policies.

By: Matthew Badler
article | Regulation December 13th, 2017

Tax Certainty in Uncertain Times

These evergreen tax-saving tools can help financial institutions invest in growth.

By: Ellen Ernst
article | Regulation December 8th, 2017

Changing the Regulatory Landscape

The current administration can reshape the banking industry through its regulatory appointments.

By: C.K. Lee
article | Regulation November 17th, 2017

Weighing the Benefits of a State Charter

Some national banks could gain significant benefits through conversion to a state charter.

By: John Reichert, Jim Sheriff
article | Regulation November 15th, 2017

Regtech Transforms the Financial Crimes Ecosystem

A revolution in regulatory technology that addresses compliance challenges in the financial services sector has created the opportunity for a “new normal” in anti-money laundering (AML) and sanctions compliance.

By: Brian Creagh, Arjun Kalra, George Kunkel
article | Regulation October 20th, 2017

Navigating the Difficult Terrain of Money Transmission Laws

Companies engaged in virtual currency transmission face a disparate set of state requirements as that market expands.

By: Lee Schneider, Naeha Prakash
BD Article
article | Regulation October 6th, 2017

Banks May Get Capital Relief

An interagency proposal addresses banks’ complaints that too many commercial real estate loans were considered high risk, and raises limits on mortgage servicing and deferred tax assets that can be counted toward capital.

By: Naomi Snyder