Issues : Regulation

article | Regulation December 20th, 2017

Federal Historic Tax Credits Offer an Investment Opportunity

For many bankers, the words “tax credit” conjure the specter of Community Reinvestment Act investments that don’t conform with their bank’s rigorous credit policies.

By: Matthew Badler
article | Regulation December 13th, 2017

Tax Certainty in Uncertain Times

These evergreen tax-saving tools can help financial institutions invest in growth.

By: Ellen Ernst
article | Regulation December 8th, 2017

Changing the Regulatory Landscape

The current administration can reshape the banking industry through its regulatory appointments.

By: C.K. Lee
article | Regulation November 17th, 2017

Weighing the Benefits of a State Charter

Some national banks could gain significant benefits through conversion to a state charter.

By: John Reichert, Jim Sheriff
article | Regulation November 15th, 2017

Regtech Transforms the Financial Crimes Ecosystem

A revolution in regulatory technology that addresses compliance challenges in the financial services sector has created the opportunity for a “new normal” in anti-money laundering (AML) and sanctions compliance.

By: Brian Creagh, Arjun Kalra, George Kunkel
article | Regulation October 20th, 2017

Navigating the Difficult Terrain of Money Transmission Laws

Companies engaged in virtual currency transmission face a disparate set of state requirements as that market expands.

By: Lee Schneider, Naeha Prakash
BD Article
article | Regulation October 6th, 2017

Banks May Get Capital Relief

An interagency proposal addresses banks’ complaints that too many commercial real estate loans were considered high risk, and raises limits on mortgage servicing and deferred tax assets that can be counted toward capital.

By: Naomi Snyder
BD Article
article | Regulation July 28th, 2017

Trump’s Big Chance to Remake Banking’s Regulatory Leadership

The Trump administration will have the opportunity over the next 18 months to appoint new heads at the three bank regulatory agencies.

By: Jack Milligan, editor-in-chief for Bank Director
viewpoint | Regulation July 17th, 2017

Fairness in the Device-Driven Era

The device-driven lifestyle has brought new opportunities for banks to deliver their products and services digitally.

By: Ken Achenbach
article | Regulation July 10th, 2017

New Rules for Financial Firms in New York Put New Onus on Boards

The New York Department of Financial Services’ new cybersecurity rules expand on what’s already in place.

By: Dottie Schindlinger