Issues : Regulation

article | May 30th, 2019

Your Bank’s Answer to the Cannabis Conundrum

Changing state laws and federal stagnation puts the onus on banks to decide whether they will provide banking services to marijuana-related businesses.

By: Michael Dailey
article | May 28th, 2019

The Latest Look at the “New CFPB”

Consumer Financial Protection Bureau Director Kathleen Kraninger highlighted some key differences from her predecessor in her first policy speech and hinted how the agency will approach rule promulgation, supervision and enforcement.

By: Craig Nazzaro, Brad Rustin
BD Article
article | March 8th, 2019

Three New Ways the FDIC Is Helping Community Banks

The FDIC’s latest annual report signals a clear shift in the regulatory environment.

By: John J. Maxfield, editor-in-chief for Bank Director magazine
article | November 20th, 2018

How The Fed Changed The Game for Private Banks

The new small bank holding company policy changes how smaller private banks with holding companies can compete with peers.

By: Geoffrey Kay
viewpoint | October 17th, 2018

The OCC’s Fintech Charter is an Opportunity for Banks

Recently, the Office of the Comptroller of the Currency announced that it has begun accepting applications for a new special purpose national bank charter directed at fintech firms.

By: Stan Orszula
viewpoint | October 17th, 2018

What You Need to Know About the OCC’s Fintech Charter

On July 31, 2018, the OCC said it will begin accepting applications for a special purpose national bank charter designed specifically for fintech companies.

By: Christina Gattuso
article | September 21st, 2018

How AML Compliance Could Soon Change

Pending legislation could change requirements as new technologies and opportunities bring advancements.

By: Michael Nonaka, D. Jean Veta, Arlo Devlin-Brown
article | September 14th, 2018

Dodd-Frank Reform Creates New Strategic Considerations For Community Banks

Here are the questions your bank should be answering with a new regulatory framework in place.

By: Robert Azarow, Kevin Toomey
article | September 5th, 2018

Breaking Down Deregulation Based On Asset Size

The new law makes significant changes to landscape for smallest of U.S. banks.

By: Adam Maier, Lara Page
article | August 31st, 2018

New Law Offers Banks a Way to Accelerate Deposit Growth

The recent bank regulatory relief law opens up new opportunities for community banks to use reciprocal deposits to broaden their funding base.

By: H.D. Barkett