Issues : Regulation

Article | June 22nd, 2022

Recent Developments to Combat Redlining

Banks can take several actions in anticipation of new rules in the works to combat redlining.

By: Michael Dailey, Caitlin Throne
Viewpoint | April 13th, 2022

Overcoming Regulatory Uncertainty in Bank Deals

After recent regulatory changes, banks are having to rethink their M&A approval process.

By: Randy Benjenk, Charlotte May
BD Article
Article | April 4th, 2022

What New Climate Disclosure Means for Banks

Regulators are sending a strong signal on climate risk.

By: Laura Alix, director of research at Bank Director
Article | February 18th, 2022

5 Things to Know About the New AML Whistleblower Law

Penalties for BSA/AML violations are increasing in amount and frequency, and a new law will only further incentivize bank employees to blow the whistle on perceived or actual lapses.

By: Kathleen Reilly, Jane Norberg, Kevin Toomey
Viewpoint | January 12th, 2022

Year One of Biden’s Impact on Banks

Here are a few emerging trends banks should expect this year during Joe Biden's presidency.

By: Jim Morrissey, Mark Svalina, Mary Donohue
BD Article
Article | November 10th, 2021

Regulators Revive Efforts to Pass Dormant Compensation Rules

More than a decade after Congress passed the Dodd-Frank Act, U.S. financial regulators are reconsidering rules that were never implemented regarding executive pay.

By: Kiah Lau Haslett, Banking & Fintech Editor for Bank Director
BD Article
Article | October 27th, 2021

Banks Face a New Regulatory Environment: From Overdrafts to Fair Lending

Presenters at Bank Director’s Audit & Risk Committees Conference shared what banks need to know about three pressing and controversial regulatory issues.

By: Kiah Lau Haslett, Banking & Fintech Editor for Bank Director
Article | October 15th, 2021

What to Know About Cannabis Banking in 2022

Banks should prepare for greater legalization around marijuana usage, increased licensing activity and the potential for federal legislation as they create their cannabis banking strategy for the year ahead.

By: Paul Dunford
Bank Services
Article | August 12th, 2021

CRA Modernization Goes Back to the Drawing Board

The OCC’s controversial decision to issue its own CRA revision last year, applicable to only national banks — and then abruptly rescind it — has caused confusion for an industry that dislikes uncertainty.

By: Jack Milligan, editor-at-large for Bank Director
Article | June 23rd, 2021

Why Regulation Should be Part of Cryptocurrencies’ Future

The evolution of digital assets like cryptocurrencies has the potential to change the financial industry, but comes with challenges for financial institutions and risks for consumers.

By: Oliver Wiehann, Barry Goodman