Issues : Regulation

Article | December 13th, 2016

What To Know About the New Fintech Charter

The special purpose charter for fintech companies may lead to more innovation and better products and services, but some community banks remain skeptical.

By: Naomi Snyder, editor-in-chief at Bank Director
Article | December 5th, 2016

Diversity Policies and Practices: Is Your Bank Ready for the New Rules?

Regulators have begun sending letters to banks asking about their diversity self-assessments. Make sure your bank is prepared.

By: Jacque Kruppa
Article | November 11th, 2016

CFPB Assumes ’Catalyst’ Role in Fintech Innovation

Project Catalyst is a program in which the CFPB works with fintech firms to encourage the development of new consumer-friendly products.

By: Tim Melvin
BD Article
Article | November 10th, 2016

Election Results Could Mean Less Regulation for Banks

Industry observers think a Republican-controlled Congress and President Trump will weaken the Consumer Financial Protection Bureau, but not get rid of the Dodd-Frank Act.

By: Naomi Snyder, editor-in-chief at Bank Director
Article | October 26th, 2016

Can Watson Solve the Bank Regulatory Riddle?

IBM is now focusing Watson’s considerable talents on bank regulatory compliance.

By: Tim Melvin
BD Article
Article | October 19th, 2016

Poll: Bankers Sound Off on Election

Bank Director’s 2017 Bank M&A Survey finds bank executives and directors supporting Donald Trump, but less so than Mitt Romney in 2012.

By: Emily McCormick, vice president of editorial & research for Bank Director
viewpoint | October 17th, 2016

Scrutiny Coming for Third-Party Lending

Regulators could independently or collectively, clarify and expand their existing third-party risk management guidance.

By: Christina Gattuso
Article | October 17th, 2016

Creating Regulatory ’Sandboxes’ to Protect Innovation

Other countires have developed ’sandboxes’ to encourage and accelerate the development of new ideas and products for the financial services industry.

By: Tim Melvin
Article | September 21st, 2016

Federal Agencies Heighten Expectations and Penalties for Bank Directors

Changes in both a regulatory handbook and monetary penalties are worth noting.

By: Frank Mayer, John Bowman
Article | August 29th, 2016

Cutting Compliance Costs with Regtech

The cost of compliance is excessive for many financial institutions and, for some, place their very survival into question.

By: Tim Melvin