Issues : Regulation
Using Reg A+ to Raise Capital and Grow Your Bank
A recent Securities and Exchange Commission amendment to Regulation A allows small private companies and non-reporting public companies to raise up to $50 million in capital from regular investors without registering with the SEC.
Regulatory Scrutiny Focuses on Inadequate Strategic and Capital Planning
Once again, regulators are zeroing in on inadequate strategic and capital planning processes at many community banks.
The Current Status of Dodd-Frank Act Compensation Rules
With Dodd-Frank seeing its fifth anniversary, compensation regulations are starting to be finalized, says McLagan’s Todd Leone and Liz Kiley.
A Momentous Court Decision May Hurt Bank Lending Powers
Stinson Leonard Street LLP attorneys criticize a recent appellate court decision that could harm banks' ability to sell bad debt.
How Size Matters: Regulatory Considerations for Growth
Gregory Lyons of Debevoise discusses the nuances of different asset thresholds and what banks must consider.
The Regulatory Tiers: Should You Grow Past $1 Billion, $5 Billion or Even $10 Billion in Assets?
This article describes what to consider when planning a growth strategy past the different tiers that trigger more regulation.
Getting Friendly With Your Regulator
This article explores the role the board and CEO in managing the regulatory relationship.
What Banks Are Doing Now to Handle Compliance
Bank executives must manage the increasing amount of regulation. How are they coping?
Congress Makes Capital Requirements Easier for Small Banks
A congressional change to the Federal Reserve’s Small Bank Holding Company Policy spells more options for community banks.