Issues : Regulation

BD Article
article | October 19th, 2020

When All The Examiners Left

A recent paper from Federal Reserve economists shines a light on the role that bank supervision plays in regulation and enforcement in the wake of a mass examiner exodus.

By: Kiah Lau Haslett, managing editor for Bank Director
article | October 8th, 2020

FinCEN Files Underline BSA/AML System Mess

The FinCEN Files reveal that the innate flaws of the existing anti-money laundering regulations create piles of unread reports that are rarely effective.

By: Rob Blackwell
BD Article
article | October 2nd, 2020

FinCEN Files: What Community Banks Should Know

Bank Director spoke with two attorneys to learn what community banks should take away from the FinCEN Files revelations.

By: Kiah Lau Haslett, managing editor for Bank Director
article | August 5th, 2020

The Opportunistic Upside of New Capital Rules

All banks must comply with Basel IV’s capital guidelines, but forward-thinking ones will leverage its concepts for strategic planning, business intelligence and other commercial objectives.

By: Jeroen Van Doorsselaere
FinXTech
article | July 10th, 2020

How Innovative Banks Manage Cannabis-Related Businesses

Once an institution decides to bank cannabis-related businesses, the hard work begins — building a compliance program for a nascent, multi-billion dollar industry.

By: Amber Buker
BD Article
article | June 12th, 2020

Adapting Bank Supervision to the Covid-19 Reality

The Office of the Comptroller of the Currency is trying to assess rising credit risk at banks as it adjusts to a socially distant and slowly reopening economy.

By: Jack Milligan, editor-at-large for Bank Director
article | June 9th, 2020

Seven Costs of Saying “No” to Cannabis Banking

Banks can no longer afford to “just say no” to serving cannabis-related businesses without taking a hard look at the potential consequences of that decision.

By: Mike Kennedy
BD Article
article | June 1st, 2020

Former CFPB Head on a Post-Pandemic Banking Industry

Banks face a reputational risk — and opportunity — as they help customers navigate the uncertain financial landscape caused by the coronavirus pandemic, says former CFPB Director Richard Cordray.

By: Kiah Lau Haslett, managing editor for Bank Director
article | April 17th, 2020

The CARES Act: What Banks Need to Know

Directors and executives need to come up to speed on Congressional relief tied to the coronavirus outbreak in order to make informed decisions quickly.

By: Matthew Dyckman, Samantha Kirby, William Stern
view_point | April 15th, 2020

Industry Moves Closer to Cannabis Banking

The Secure and Fair Enforcement (SAFE) Banking Act passed in September 2019 could prohibit federal banking regulators from penalizing banks for providing financial services to cannabis-related businesses.

By: Dave Niles, Payal Shah