Article | August 27th, 2021

Business Banking’s Digital Transformation Pain Points

Tech-enabled relationships are the future of commercial and business banking, but digital transformation efforts require speed and transparency.

By: Terry Ammons, Marcie Bomberg-Montoya, Lisa Nicholas
Article | August 20th, 2021

Motivation for Mergers Will Grow as Interest Rates, Loan Growth Stay Low

The banking industry will continue to consolidate in the second half of 2021, driven by the imperative for greater size, efficiency and investments in new technologies.

By: Allen Tischler
Article | August 19th, 2021

Leveraging Rationalization to Tackle Digital Transformation

Banks can use rationalization to identify the processes that are digital-ready from the ones that will need to be completely overhauled.

By: Anita Robinson
Research | August 16th, 2021

Fintech Acquisitions Are Rare Among Banks; Here’s One Exception

While big banks may generate big headlines, a $2.7 billion bank may have found the key to getting fintech acquisitions right.

By: Emily McCormick, vice president of research for Bank Director
Article | August 13th, 2021

Meeting Customer Demand for Bitcoin

Community banks could be the natural nexus for customers searching for bitcoin products — if bank leaders capitalize on the opportunity, according to a market report sponsored by NYDIG.

By: Bank Director Staff Writer
Article | August 12th, 2021

Community Banks and the Adoption of Real-Time Payments

Real-time payments are where consumers and businesses are headed; it should be on every bank’s priority list.

By: Eric Dotson
Bank Services
Article | August 12th, 2021

CRA Modernization Goes Back to the Drawing Board

The OCC’s controversial decision to issue its own CRA revision last year, applicable to only national banks — and then abruptly rescind it — has caused confusion for an industry that dislikes uncertainty.

By: Jack Milligan, editor-at-large for Bank Director
Podcast | August 11th, 2021

A Bigger Purpose

Tradition Capital Bank, a $1.5 billion institution in Edina, Minnesota, donates up to 10% of its profits every year if it achieves certain financial goals. CEO Dan Fagan says the privately-held bank serves a "bigger purpose" than just making loans and collecting deposits.

By: Jack Milligan, editor-at-large for Bank Director
Article | August 9th, 2021

The Unbankey Bank: Coastal Financial’s Evolution

A $2 billion community bank is going all in on banking-as-a-service, which is driving above average returns for the industry.

By: Erika Bailey, FinXTech research analyst
Article | August 6th, 2021

How to Modernize Your Payments Strategy

Banks that don’t offer modernized solutions like real-time payments, P2P, A2A, bill pay and more risk losing market share to nonbanks that do.

By: Mickey Goldwasser