Issues
How Digital Transformation is Driving Bank M&A
The importance of scale in the banking industry’s digital transformation — which the Covid-19...
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Business Banking’s Digital Transformation Pain Points
Tech-enabled relationships are the future of commercial and business banking, but digital transformation efforts require speed and transparency.
Motivation for Mergers Will Grow as Interest Rates, Loan Growth Stay Low
The banking industry will continue to consolidate in the second half of 2021, driven by the imperative for greater size, efficiency and investments in new technologies.
Leveraging Rationalization to Tackle Digital Transformation
Banks can use rationalization to identify the processes that are digital-ready from the ones that will need to be completely overhauled.
Fintech Acquisitions Are Rare Among Banks; Here’s One Exception
While big banks may generate big headlines, a $2.7 billion bank may have found the key to getting fintech acquisitions right.
Meeting Customer Demand for Bitcoin
Community banks could be the natural nexus for customers searching for bitcoin products — if bank leaders capitalize on the opportunity, according to a market report sponsored by NYDIG.
Community Banks and the Adoption of Real-Time Payments
Real-time payments are where consumers and businesses are headed; it should be on every bank’s priority list.
CRA Modernization Goes Back to the Drawing Board
The OCC’s controversial decision to issue its own CRA revision last year, applicable to only national banks — and then abruptly rescind it — has caused confusion for an industry that dislikes uncertainty.
A Bigger Purpose
Tradition Capital Bank, a $1.5 billion institution in Edina, Minnesota, donates up to 10% of its profits every year if it achieves certain financial goals. CEO Dan Fagan says the privately-held bank serves a "bigger purpose" than just making loans and collecting deposits.
The Unbankey Bank: Coastal Financial’s Evolution
A $2 billion community bank is going all in on banking-as-a-service, which is driving above average returns for the industry.
How to Modernize Your Payments Strategy
Banks that don’t offer modernized solutions like real-time payments, P2P, A2A, bill pay and more risk losing market share to nonbanks that do.