Issues

Article | October 6th, 2011

Nothing for Something?

When it comes to consumer checking accounts, this is just the beginning of the chaos that we’ll see as banks try to recapture lost fee income.

By: Mike Branton
Article | September 28th, 2011

The Dodd-Frank Whistleblower Program: What Publicly-Traded Banks Should Know

Dodd-Frank gives whistleblowers a new financial incentive to report wrongdoing. This article describes what banks and thrifts need to know about the new whistleblower rule and how to prevent getting caught in its crosshairs.

By: Bruce Angiolillo
Article | September 23rd, 2011

New regulation puts additional burdens on compliance staff

An synopsis of some concerns outlined by the banking regulators and examples of how banks can mitigate their consumer compliance risks.

By: Barack Ferrazzano Financial Institutions Group
Article | September 20th, 2011

Is cutting branches the best answer when times are tough?

Bank of America is cutting 30,000 jobs and HSBC is selling nearly 200 branches. But JPMorgan is building more branches. Which is the best strategy?

By: Naomi Snyder, editor-in-chief at Bank Director
Article | September 16th, 2011

Watch out: Federal Reserve Begins Systemic Reviews of Pending Acquisitions

A pending review of the Capital One/ING deal raises questions about bank acquisitions following Dodd-Frank.

By: Jack Milligan, editor-at-large for Bank Director
Article | September 1st, 2011

New Media Compliance Issues: Is Social Media Right for Your Institution?

Social media is the new reality and many financial institutions are getting left behind. This article outlines guidelines and tips for how to mix caution and innovation when using this ever-changing medium.

By: Chris Dye of Harland Financial Solutions
Research | August 31st, 2011

It Takes More Than a Village Redux: The Decline of the Community Bank

In 2009, Celent predicted the continuing decline of community banks. In this updated report, they revisit the figures to see whether the numbers have been consistent since their original report was published.

By: Bart Narter
Article | August 26th, 2011

Is Bank of America Too Big to Manage?

A look into the challenges at the largest financial institution in the country, and whether or not Bank of America is simply too large for any team to run effectively.

By: Jack Milligan, editor-at-large for Bank Director
Article | August 12th, 2011

What is Rick Fairbank’s Endgame?

A few observations on Capital One’s most recent acquisition of HBSC’s credit card business and how it aligns with their overall growth strategy.

By: Jack Milligan, editor-at-large for Bank Director
Article | August 9th, 2011

Bank stocks plummet: It’s the economy, stupid.

Bank stocks get hurt the worst when there are worries about the economy and the debt downgrade is no welcome news, either.

By: Naomi Snyder, editor-in-chief at Bank Director