Issues : Growth
There were 11,971 U.S. banks and thrifts in 1995. Today there are 5,362. And the direction of one critical metric suggests that we may still have too many.
Banks can use transaction account information to increase the speed and efficiency of digital loans by creating an expanded view of the customer, automating decisions and monitoring credit.
Bankers can leverage data and digital capabilities to fix problems that have plagued commercial credit for thousands of years and make their lending more efficient.
Banks should consider two metrics when calculating how profitable their customers are.
A growing number of banks are partnering with mortgage subservicers because of better flexibility, compliance and results.
A number of oversights can hinder or undermine a substantial undertaking like building a new bank headquarters.
Acquire or Be Acquired closes its 25th year with prescient advice from some of the industry’s top minds.
Encouraging and accepting new ideas can make your bank more competitive.
Audience surveys conducted at Acquire or Be Acquired reveal opinions on growth options and competitive threats.
Bitcoin hit a record high last year, and some banks are profiting from the cryptocurrency bubble.