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  • Committees | Lending
  • Published: October 7th, 2011

Delinquency rates tick upward: Blame the Government

The latest loan delinquency rate survey from the American Bankers Association says more loans are 30 days or more past due. Could job cuts in the public sector be the cause?

  • Committees | Lending
  • Published: April 9th, 2014

Should Payday Lenders Prove Customers Can Afford Loans?

Banks and other lenders have to follow strict rules to protect consumers. Should payday lenders do so as well?

  • Committees | Lending
  • Published: June 21st, 2018

Rethinking the FICO Score

With treasure troves of data, the age-old evaluator might be on its way out.

  • Issues | Strategy
  • Published: January 25th, 2011

Do Strategic Plans Still Make Sense?

Given the many challenges banks face today, including the decline of the commercial real estate market, strategic planning is more important than ever. So what's the plan when no one wants your biggest product?

  • Issues | Regulation
  • Published: December 17th, 2012

Phone Survey: Fiscal Cliff Will Impact Banks and Their Customers

One-third of bankers say they will be less likely to lend if nation veers off fiscal cliff.

  • Committees | Lending
  • Published: April 23rd, 2015

Opening the Consumer Lending Market for Community Banks

Brian Graham, chief executive officer of Alliance Partners, explains how BancAlliance has partnered with Lending Club to offer community banks the chance to participate in this $3.2 trillion market.

  • Issues | Legal
  • Published: June 20th, 2012

Debate: How Will the CFPB Impact Banks?

Attorneys predict how the CFPB will affect the sector and discuss the impact they’ve seen so far.

  • Committees | Lending
  • Published: May 20th, 2014

Growing Your Loan Portfolio

A panel of bank CEOs share how they are fueling growth in 2014 through non-M&A activity.

  • Issues | Technology
  • Published: December 31st, 2018

5 Critical Components for Construction Lending Success

Most community banks have the resources to build a successful construction loan product.

  • Committees | Lending
  • Published: February 20th, 2012

Lending in an Uncertain Economic Environment

Joe Evans, Chairman and CEO of State Bank Financial Corp out of Atlanta, shares his lending strategy in a weak economy and tumultuous real estate market in Georgia.

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