The Modern Roadmap To Gold

January 10th, 2019

Today, data helps competitive banks identify key targets and make smarter—and quicker—loan decisions. In this video, Bill Phelan, president of PayNet, explains how data analysis is shifting loan decisioning, and how banks can survive and thrive through the next credit crisis. He also shares his outlook for business lending, and believes that Main Street America is still looking for capital to grow and improve their businesses.

  • Using Data to Make More Profitable Loan Decisions
  • How Credit Risks Analysis is Changing
  • Preparing for the Next Downturn
  • The Outlook for Business Lending
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Bill Phelan co-founded PayNet in 2000 with the belief that when commercial lenders are assured of risks, they’re more likely to make credit available, unlocking opportunity for small businesses. PayNet merged with Equifax in April 2019, a move that created the premier set of data on the private credit market in the U.S. and Canada.